No deposit bonus - new no deposit bonus codes 2021

free bonus no deposit hallmark

free bonus no deposit hallmark - win

18kt Cartier YG SM pavé Love bracelet from non-TS Conley, with BONUS comparison to Miss Chen Classic Love bracelet

Specs of the bracelet: size 18, 18kt YG, 178 diamonds 1.3 carats, VS G, natural diamonds, ~3.75mm width, ~19 grams weight. (NB my scales and measuring can’t get down to the .00mm or .00 gram)
Hi girls, hope you’ve got a coffee and curled up somewhere cozy, because this is a long read.
So, firstly, the SM pavé Love bracelet is the most exquisite piece of jewellery I own, besides my engagement ring. I even love it above the more popular Classic Love bracelet. To me, the SM pavé is elegant, understated and extravagant all at the same time.
When it comes to love bracelets in rep world, everything is “upside down”. Pavé SM bracelets are cheaper than the Classic Love bracelet. Whereas in “reality” the Pavé SM Love sits at around €27k, and the Classic love is about €7k. These price differences make one consider the fact that in the rep world we’re paying mostly for the content of the item (in this case gold), rather than perceived differences within the brands offering, or workmanship.
Now, when I started my journey for the SM Love, I first visited the local Cartier boutique, to get a feeling for the weight and look. It was absolutely stunning and I would’ve liked to get it there and then, if a) it didn’t feel fiscally irresponsible and b) it was the same cost as a deposit for a small apartment.
Once my heart was set, I needed to start considering sellers. After speaking with many TS and non-TS alike, it was a toss up between TS Miss Chen (MC), and non-TS Conley, who I’ve worked with before. A bit of a back story about Conley, since I doubt many people are familiar with him: I stumbled across him late one summer night when scouting the interwebs. I tested one small piece with him, was satisfied and have worked with him since.
When it came to the SM Pavé Love, I decided to go with Conley, as he’s communicative, I liked some of his previous work and he reassured me they made the best. In addition, For the size I needed (18), there was a hefty price difference between MC who’s price is 3050, and Conley - who was offering a VIP price for over 1,000 USD cheaper.
I did quiz both MC and Conley on the weight, diamond quality, total carat weight, closing mechanisms and engravings before making my decision. In the end, both agreed that for size 18, it was be around 19 grams in weight, have a total carat of 1.3 for the size (with size 15, apparently siting at 0.95 carats). In the end, I did use MC’s factory pictures of the engravings as a reference point for Conley, given that MC is famous for being on-point.
I will go into more detail about the Pavé Love that I bought from Conley below, but would like to add that I wanted to take the experiment one step further so bought the SM JUC bracelet from MC to assess quality. After this purchase, I felt that I still needed a greater reference point, so I then bought the Classic Love from MC. Yes, an expensive experiment, I know. Therefore, I feel somewhat qualified to compare MC and Conley’s work, although I am far from a Cartier expert and of course did not have the exact same pieces to compare.
​
​
​
***
## **Photos*\*
​
***
**Quality - 10/10*\*
18kt yellow gold, VS G diamonds. Closure works perfectly, diamonds sit well within their place. Nothing but high quality workmanship here.
## **Accuracy - 9.0/10*\*
Closure: same quarter-turn lock mechanism as the original. The closure sticks out slightly, same as the original. This is unlike the Classic sized Love, which has a different locking mechanism, and which many reps often get wrong.
Screw Motif - well on par with MC’s depth and accuracy.
Spacing between diamonds and screw motifs is perfect in my opinion and I cannot see any flaws.
The only “call-outable” aspect of this bracelet, is if you were to take it off and look at the engravings. While the order is pretty spot-on, if you compare the engravings to MC’s you can see that it’s still ever so slightly fuzzy, and is not to the correct scale, given the width of the bracelet. I worked quite hard with Conley to try and get this right but can see I failed. I think someone who is more skilled with pixel-perfect detail would be able to easily work with Conley and get it right. For me this is definitely not an issue since I won’t be taking this baby off and definitely don’t plan to resell. But it’s something to bare in mind if you’re considering to purchase.
Regarding MC, she is well-known for her Cartier pieces and for her engravings. The quality of the workmanship I can see on my Classic Love bracelet and SM Juc bracelet is testament of this. However, unfortunately, she also has a very high price. For this piece, I would feel absolutely comfortable with Conley, however if engravings is a “thing” for you, then you may want to pay the extra 1k USD and go with MC. Or if it’s a real-real issue for you, just get the auth :)
***
## **Satisfaction 100000000/10*\*
I am beyond happy with this purchase. If I were to do a price to quality ratio, I would choose Conley again, over MC.
In fact, you could purchase the SM Pavé Love from Conley and then get a SM JUC bracelet (around 1,000 USD) from MC, for almost the same price as a MC’s SM Pavé bracelet… Just a thought. :)
***
## **Seller Communication and Service - 10/10*\*
Conley promised me the best SM Pavé bracelet, and I really feel like he delivered. To me, the “best” is a balance between price and quality and I feel like he has hit the sweet spot. He kept me updated throughout the process and made sure I was happy with all aspects. Conley isn’t talkative, but he knows his stuff. I would happily recommend him as an alternative to TS’s.
submitted by Dull_Pay441 to RepLadies [link] [comments]

I’m a 27-year-old engineer who makes $81,000 in Ann Arbor, MI, and I’m buying my first home.

Notes:
  1. This is going to be a long post to give as much detail on our home-buying process as I can. I tried to keep the more personal bits short, especially if they didn’t involve an expense.
  2. My fiance and I have mostly combined finances. We each have our own checking accounts, and share a joint checking and joint savings account. We transfer around $1500/month each to our joint checking account to pay for shared expenses, and tend to pay for things we do individually out of our own checking accounts (sports teams, clothes shopping, solo trips, maintenance on our own cars, etc).
Me:
Age: 27
Industry: Engineering consulting
Job: Professional Water Resources Engineer
Salary: 80,744, plus $3,000-5,000 in overtime.
Bi-weekly take-home pay: $1,905
Paycheck deductions:
Medical/dental/vision insurance: $66/ $10 /$5
401k contributions: $280. Employer matches 3%, I contribute 8%.
HSA contributions: $57
Employee stock purchasing plan (buys company stock at a 5% discount): $155. Total of $3,400 invested.
K., my fiance:
Job: Research Assistant
Wage: $24/hour
Bi-weekly take-home pay: Averages about $1,500
Healthcare: still on his parents' plan, but will change to mine this summer
No other deductions.
Assets and Debts
Checking: $2,800 in joint, $2,400 in my individual, $1,600 in K.'s individual.
Money market: $10,000
HYSA: $87,000
401K: $27,000
RothIRA: $28,000 in mine, $34,000 in K.'s
Education: $0. K.'s parents paid for his undergrad at an in-state public university, and his M.S. was covered by a research grant. I went to a private university and received a 75% tuition scholarship, was an R.A. to cover housing and food for 3 years, and my parents covered my housing and food my freshman year. I worked several jobs during college to cover the remaining costs. My M.S. tuition and living costs were paid for with scholarships, fellowships, and an hourly research position.
Credit cards: $0. We pay for most things with credit cards for the points, but pay them off in full every two weeks.
Cars: 2 cars are fully paid off.
Expenses
Rent: $1,995/month for a 3-bedroom, 1-bathroom unit in a duplex. Includes gas, internet, water, sewer, and trash collection.
Electricity: ~$30/month in the winter, ~$90/month in the summer
Phone: I'm on my parents' family plan and send them $45/month, K. is on his parents’ and they don’t ask him to pay.
Netflix: We use my sister's account
Hulu: $6/month, my sisters and their partners use our account.
Spotify: $10.99/month as a gift to my mom.
Gym: $35/month each
Car Insurance: $160/month for two cars
Renters’ insurance: $25/month
Spa membership: $59/month for monthly 60-minute facial or massage, with discounted rates for additional sessions
New Yorker digital subscription: $119 annually
Costco Membership: $30 annually ($60 total but I split the cost and share membership with my younger sister)
RothIRA contributions: K. and I each contribute $500/month
Savings: K. contributes what he can at the end of each month to our joint HYSA. I transfer about $600/paycheck
Summary:
Sunday:
Monday
Tuesday:
Wednesday
Thursday:
Friday:
Saturday:
Weekly Totals
Total: $6,810.11
Sunday:
7:45 am
I wake up to a very whiny dog and my fiance, K., streaming Narcos Mexico in the other room. I resign myself to the fact that I won't sleep any longer and roll out of bed. I throw on warm clothes, brush my teeth, and take the dog on a walk.
8:45 am
I make scrambled eggs and toast for breakfast, then take a body shower. My sad attempt at morning skincare is splashing my face with tap water, followed by wiping with micellar water and Neutrogena Hydroclear moisturizer. My skin is really sensitive, so I avoid using many products. I do my standard makeup of First Aid Beauty tinted moisturizer and MILK mascara.
9:30 am
K. and I meet our real estate agent at the first house we're touring. We recently decided to look into buying a home after I was put on a 5-year project at work. We were hoping to move out of state next year to be closer to family, but this project is too big of an opportunity to pass up. House 1 is pretty awful. I don't know who thought putting floor to ceiling mirrors on two walls of a living room was a good idea but yikes. The rest of the house is in bad shape, so we move on quickly.
The second house is perfect. It's a 3-bed, 1-bath brick home with a big yard and a finished basement. We decide to make an offer. There has been a lot of interest in the house and several offers are expected in the next couple days. The Ann Arbor housing market is absurdly competitive (our friend put in offers on 9 homes before one was accepted, and she was going in over asking price) so we decide to offer 1.5% above asking, with a 1.25% signing bonus if they seller accepts the offer and sends signed paperwork by 8 pm tonight (for a total of $338,000). We also offer $5,000 earnest money deposit, 30-day closing period, and plan for a 20% down payment. Apparently this is all to show the seller we are serious and won't just walk away the day before closing. Our budget for a home was $375k, so we're still well within it.
I'll be very honest about this: my future in-laws gave us about $30,000 to help with a down payment, any renovations, and new furniture. I struggled a lot with accepting this extremely generous gift from them. The world of generational wealth is new to me and is often very uncomfortable to navigate. After a lot of talks with my therapist and with K., I was able to reconcile my feelings. I hope that someday I can do the same for my children. Of the ~$70k down payment and ~$5000 closing costs, $25k is from my own savings, $40k is from K.'s.
11:15 am
K. and I get home and chat about the updates we'd want on the house. There are a lot of aesthetic changes, but we think we can do most on our own. While we talk, I make the dough for chocolate chip cookies for a neighbor. Funnily enough, Hallmark does not make an apology card for your dog peeing on someone's leg at the park, so cookies will have to do.
12 pm
Drive my dog to a private dog park to meet up with a friend. It sounds ridiculous, but it's only $4/trip, and I'm still traumatized from our last trip to the public dog park when my dog was attacked. He was fine, but I feel a lot more comfortable letting him loose around dogs who have passed temperament tests. As soon as I unleash him, he disappears into the park and my friend and I walk the trails and chat for a couple hours. I prepaid for 5 trips, so I don't pay this time.
4:00 pm
K. and I can't stop staring at our phones while we wait to hear from our agent, so we go to Ikea to focus our anxious energy and get decor ideas for our future house. Our current furniture is fine, but it was either free, thrifted, or I built it, so we'd like to replace it all with good quality items over the next couple years.
5:15 pm
We are very hungry, so we head to dinner early. We try new restaurants every year for our anniversary (which is today!) and we picked a ramen shop this year. It's solidly okay. $26 for dumplings, a spicy noodle stir fry of some sort, shoyu ramen, and tip.
6:45 pm
K. and I stop for ice cream on the way home. Our agent calls while we're walking from the car to the shop. Our offer was accepted! I break down in tears in the middle of a very busy sidewalk, and K. awkwardly pats my shoulder (he's not one for public displays of any kind of emotion. Whoops). We each get a celebratory ice cream sundae, and I go for waffle cup, a half scoop of strawberry ice cream, a half scoop of brown butter ice cream, and graham cracker topping. It tastes like a strawberry cheesecake and is amazing. Two sundaes cost $14, including a hefty tip because the server is a delight and let me try almost every flavor.
7:45 pm
K. calls his parents to talk about the house, while I settle into the couch to read. I can't really focus because my mind keeps drifting to thoughts about all the parties and holidays we can host in our future home.
9:45 pm
I call it a night and shower, brush my teeth, wash my face, and snuggle in bed with the pup.
Monday
2:00 am
I am wide awake. I have a pretty severe anxiety disorder that I manage with a mix of medication, exercise and yoga, and a fairly consistent routine. Buying a house is definitely upsetting that routine and I can't stop making lists of everything we need to do, how much it will cost, when we need to get it done, etc. I turn on some meditation music from the Calm app to see if it will drown out the mental noise.
4:00 am
WOW I have not slept. I get up to make some tea and sit on the couch. K. comes out to check on me and I guess he picks up on my impending panic attack tics (I rarely notice them until I'm already too far gone), so he sits with me while I word-vomit all my thoughts. I don't remember falling asleep, but around 5:30, I wake up on the couch alone and move to the bed.
7:30 am
I want to throw my alarm across the room. I am exhausted. K. gets out of bed first to walk the dog, and I scroll through emails for a little before getting up. I start the kettle for coffee, then change into a sweatshirt and jeans and do my morning routine. No makeup today. I grab a banana and make a french press coffee before turning on my computer at 8:30.
12:00 pm
This morning is draggggggging.
A little about my job for those who are interested: I'm early in my career, so I haven't specialized yet and my day-to-day consists of a little of everything. My projects are primarily related to drinking water infrastructure, stormwater management, and municipal wastewater infrastructure. I intend to go into a technical adviser role in my career, specifically relating to drinking water systems and corrosion. The Detroit-area office is inconvenient for my entire team, so we all primarily work from home, especially during the winter when there isn't much field work to be done.
The last couple weeks have been slow because we're waiting on a major contract to be finalized. I've been doing filler work on other, small-scale contracts. This morning's task is developing some maps for a design report, which requires way more focus than I can give today.
I take a break at noon to heat up lunch (sauteed kale, slices of hot Italian sausage, and pasta drizzled with olive oil and lemon).
1:00 pm
I call our agent to schedule the home inspection, radon testing, and sewer scope, and discuss getting quotes for electrical work, refinishing the hardwood floors, and building a fence around the backyard. I call our loan officer next. Mortgage rates are at a historic low, and after pulling K. into the call, we decide to lock in a 2.625% interest rate for a 15-year mortgage.
5:00 pm
I call it quits for today. It's not quite 8 hours, but my schedule is pretty flexible during slow periods, as long as I hit 80 hours every two-week pay period.
5:30 pm
K. gets home and tells me he paid for the inspection and radon test ($490). He then wires the $5,000 earnest money deposit to our agent, with a $20 wire transfer fee. Bye, money.
While K. deals with finances, I make a lasagna, because I guess tonight we feel like reverting to 1970's gender norms.
6:45 pm
I pull the lasagna out of the oven, then K. and I walk the dog. We drop off the cookies on the way. Back home, we eat dinner, clean-up the huge mess I made in the kitchen, shower, then go to bed around 8:30. Thankfully, I pass out as soon as my head hits the pillow.
Tuesday
7:30 am
Alarm goes off and I'm up. The pup refuses to get off the bed for a walk, so I start work. He'll let me know when he's ready to go. At some point I make coffee and do my morning routine, sans makeup.
8:45 am
The pup puts one paw on my leg and stares at me, quietly whining. Time to bundle up and head out for the morning walk. K. usually takes this shift, but he has a physical therapy appointment, so it's on me today ($25 co-pay for PT)
9:05 am
Back and my desk, eating a banana for breakfast. I got comments back on a draft report I wrote last week, so today I'm just working on addressing them.
11:30 am
I call a fencing company our agent recommended to schedule an on-site consultation for fencing our backyard and taking out a couple stumps. I then call another fencing company that a friend recommended to schedule the same thing.
12:00 pm
Our loan documents are emailed to us from the underwriter, so I take a break from work to read through them and eat leftover lasagna. I send the documents to my dad, who is a realtor back in my hometown, to make sure there isn't anything weird. I call our loan officer to talk through a couple of the closing cost estimates (owner's title insurance, surveying fees, homeowners insurance, etc), and I give him the contact information for our insurance agent. K. spent this morning combining our auto insurance plans and getting a quote for homeowner’s insurance, so it should be squared away.
I call an electrician to get a rough estimate for some wiring. For some reason, it's uncommon in Michigan for homes built before ~2000 to have overhead lighting in the main living space, and that's something I absolutely want to change. They give me a conservative estimate, which is about $200/light. K. loves recessed lighting but I don't think it's in our budget
3:00 pm
The quote for refinishing and staining the hardwood comes back lower than expected - $2,600 for the floors, plus $1,100 optional add-on to have baseboards removed and replaced. I call my sister, who worked for a contractor as her summer job throughout college, to get her opinion on doing the baseboards and trim ourselves. Turns out it's really easy (and I'm pretty handy), so K. and I decide to stick with just the floor refinishing. I call the guy and let him know we're interested, and will be in touch closer to closing to schedule the work.
4:15 pm
I take the dog for a walk, then K. and I pick up a treadmill. A neighbor posted on NextDoor saying it was free to anyone who could get it out of her basement. K. and I only really use the treadmills at the gym, so we think we might actually get some use out of this and can cancel our gym membership. The treadmill is HEAVY and the stairs are incredibly narrow. 30 difficult, sweaty minutes later and it's in the back of the car. K. decides we should just leave it in the back for the next few weeks until we can get it in its permanent home.
6:30 pm
The FMIL calls with many opinions on what we should upgrade in the house. She's fixated on the toilet and spent the afternoon researching the best ones. K. tells her that upgrading the bathroom is a very-low-priority project, but I don't think he changed her mind. I won’t be surprised if she shows up when she visits for Easter with a shiny new toilet in her checked luggage.
7:45 pm
We head to a local brewery for trivia with a bunch of friends. We have gift cards from a couple times we came in second place, so we order fries and wings for the table. I get a beer to split with K. - $7.50 with tip. Our team is pummeled in the first round, but somehow win the second! $20 for the next time we order food!
10:00 pm
Home, let the dog out, shower, and bed.
Wednesday
12:30 am
Stress-induced insomnia is too real. I put on meditation music on the calm app and fall asleep shortly after.
7:00 am
I wake up on my own and snuggle with the pup until our alarm goes off at 7:15. We get ready for the day quickly, walk the dog around the block, and then head to the new house for the sewer inspection at 8:00. The snow has finally melted, so while the guy is getting set up, K. and I walk the property to identify tree stumps that need to be pulled and any other landscaping things that need to be dealt with before fencing.
9:00 am
The inspector finds that the sewer line is too blocked to get the CCTV to the sewer main in the street, so we need to decide if we want to pay an extra $210 now out of our own pocket for cleaning, or if we want to try to get the seller to pay. The downside of the latter is that the seller might not, and it would cost an additional $200 on top of the cleaning fee for the inspector to come out again. We decide to suck it up and pay the cleaning fee today, even though we likely won't be reimbursed. What's another $200 when you're already planning to spend $75,000.
10:000 am
The inspector finds orangeburg pipe. Ugh. Orangeburg is a material that was commonly used for sewer lines during the Rust Belt housing boom in the 1960's-1970's. It's a really poor quality material and is prone to collapsing. We can't do much until we get the official inspection report and quote, but we need the seller to replace it. It's going to be a hard negotiation, especially because it can cost $10,000-20,000 to replace depending on length. K. pays the inspector $410 for the sewer scope and cleaning, and we head home.
11 am
After an early lunch of leftover ramen, I start work. Nothing exciting today, just more of same. K. heads to a dentist appointment (no co-pay), then to his lab.
2:00 pm
2 exciting emails come in. First, our appraisal has been scheduled for Friday. This is a big step, because the appraised value will determine how much our mortgage lender will give us. Basically, the lender wouldn't want to give us $270,000 if the house is only worth $200,000. Our agent thinks we'll be fine, but I'm going to be nervous until we get the report saying it's all good.
Our apartment's management company also gets back to us, saying we can be released from our lease if they can find someone to sign for after we move out. The management company will do all the marketing and showings, so I don't think we'll have any trouble finding a replacement.
6:00 pm
After spending an hour on the phone with my project manager, I take a break for a dinner of leftovers. I'm pretty tight on PTO this year with the wedding and honeymoon in the Fall, so I need to make up all the hours I've been missing because of house stuff. K. gets home, showers, and takes a nap.
7:00 pm
K.'s coworker is moving out of state, so a bunch of people are going out for drinks with him tonight. I tag along because K. doesn't really know any of the guy's friends. It's Whiskey Wednesday, so I get a manhattan, then a club soda with house bitters. K. orders two beers. $25.15 including tip.
9:30 pm
Home, shower, bed.
Thursday:
3:30 am
I wake up and feel wide awake. I changed anxiety meds about 6 weeks ago (the old ones made me constantly tired. Like, sleeping 12+ hours a day and still feeling groggy and sluggish tired), and I think I might just need less sleep now than I used to.
5:00 am
After reading on my phone for awhile, I get out of bed and make tea. I eat a Nature's Bakery bar and boot up my work computer. I also pay my registration fee for next season of indoor soccer. ($86)
7:30 am
Morning routine. I'm wearing glasses today because my eyes feel too dry for contacts, so I put on a bit more makeup than usual - FAB tinted moisturizer, mascara, glossier boy brow, and a gel eyeliner that the label peeled off of so I can't tell you the brand. Head out for a doctor's appointment (no copay).
9:00 am
On the way back from the doctor, I swing by a cafe and get a cappuccino and a breakfast sandwich ($12.60 with tip) then pick up K. from home.
We meet our agent, home inspectors, and a fence contractor at the new house for the home inspection and consultation. The fence guy is really pushing vinyl, but it's almost twice the cost. Every time we bring up wood, he steers the conversation back to vinyl. He takes measurements and leaves, just before the second contractor comes. He's very chatty, but seems a lot more on board with what we have in mind, and we're pretty sure it'll be cheaper.
The inspection wraps up. We need to wait for the official report for details.
11:30 am
Home and back to work.
3:00 pm
Fence quotes start coming in. The cheapest vinyl fence will be $5,200, and the nice looking one is $13,000. Hard pass.
The second contractor is a lot cheaper. $3,200 for a good quality wood fence and the stump removal. The downside is that he's a one-man company, so it would take significantly longer. It's still worth it to save the money.
6:15 pm
Wrap up work, grab a bottle of wine from the cabinet, and head to my friend's apartment. A. is one of my bridesmaids, so we hang out for a few hours talking about the wedding, bachelorette party, her PhD research, and the house.
9:30 pm
Back home. My order from Poshmark arrived! My goal this year is to decrease the amount of brand new clothes I buy, both for financial and sustainability reasons, but secondhand is fair game. Today's box is a pair of Madewell shoes I've been eyeing for a couple months.
K. made chicken lettuce wraps, so I have some for dinner, then get ready for bed. I fall asleep around 10:30.
Friday:
7:00 am
I wake up before the alarm today and snuggle with the pup for a half hour before getting up. I cut up some strawberries and eat those with Siggi's yogurt for breakfast.
8:00 am
Start work. I need to finish a tech memo today, so I put my head down and crank it out.
12:00 pm
I break for lunch and have a salad with the chicken from the lettuce wraps on top. The inspection report and the quote for the sewer replacement comes in at the same time. $15,000 to replace the sewer line. Oooooof. K. brings me into a call with our agent. We're going to submit an addendum to request that the seller replace the sewer on their dime, or give us the money to do so per the quote, and that they get the furnace inspected, because the inspection found a possible crack in the heat exchanger. I really hope the seller doesn't put up a fight because we'll probably have to walk away from the house if they don't make these changes.
6:00 pm
I work all afternoon to finish the memo. At some point, K. came home and took the dog to the park. At 6, we decide to go look at floor stain and window covering options at Lowe's (what an exciting Friday night activity). On the way home, we stop for gas. $26.42
K. leaves to play pickup soccer while I hop back on the computer to get some more work in.
8:30 pm
I'm can't think straight, so close up. I make some pasta with ricotta and broccoli (I swear I don't usually eat pasta every day, but it's my comfort food and it's been a stressful week), then shower. K. went by the store on the way home from soccer and got a bunch of fruit to cut up for brunch with friends tomorrow. He spent ~$21 on oranges, grapefruit, blood oranges, a lime, honey, almonds, and some San Pellegrino soda.
K. cracks open a beer, and I lay on the couch half-awake until about 10.
Saturday:
7:30 am
Up without an alarm. K. and I snuggle the pup until 8, then take him on a 30-minute walk. I make the citrus+honey+almond fruit salad.
10:00 am
We drive with the pup to our friend's for dog brunch. 5 couples in our group of friends have dogs all about the same age, so every few weeks we do a potluck brunch and let the dogs play in our friends’ fenced backyard while we stay warm inside.
12:00 pm
We leave brunch. On the drive back, I notice a weird clicking noise coming from the front left side of my car. when we get home, I see a massive tack jammed into the treads. Boooo. I guess this is why you have an emergency fund. We drop the dog off at home, then head to an auto shop. Because I have an all-wheel drive car, I have to get all 4 tires replaced at the same time, or it will mess with the transmission. Ugh. I ask for an oil change, too, because I've been meaning to get one for a few weeks.
K. picks me up from the shop and we run a bunch of errands. We go to a furniture store that is having a major liquidation sale, but we don't see anything we like. We swing through Cost Plus World Market and K. buys some Japanese gummy candies ($2.50), then to a home improvement store and decide on baseboards and trim. Stop for gas in K.'s car ($27.09), then on to Meijer, where we buy:
Meijer comes out to $99.21
We go to a different grocery store that's like a local Whole Foods, and get a bunch of different cheeses ($16.61) then go to a bakery and get two big loaves of bread (17.98).
K. drops me off at the auto shop to pick up my car. $448.36 total. Ugh.
4:00 pm
At home, I update our budget to include the baseboard and trim unit cost. I need to measure the perimeter to know how much we'll need, but I'm guessing it'll come out to about $300 in materials.
Our agent calls. The seller is requesting an inspection period extension to get more quotes on the sewer replacement. She said he is getting the furnace inspected and intends to pay for the sewer, but we won't know how much until we get the official response to the addendum. I tell our agent we can extend the inspection period to Wednesday evening.
5:00 pm
I take a nap while K. cleans the apartment. We're having people over for an International Women's Day party, which really is just hanging out and making drinks from a book of feminist-inspired cocktails ("Free the Tipple". Highly recommend, if for no other reason than the artwork). We're going to make the Laverne Cox (margarita with avocado), Missy Elliot (a Paloma with a cayenne-salt rim), and the Mary Pickford (rum, grenadine, and maraschino liqueur). We have ingredients for other drinks on hand, as well as the prosecco we bought earlier and some beer we've had in our fridge for awhile.
8:00 pm
Friends start coming over as K. is setting out snacks (cheese board and bread, hummus, pita, veggies) and I’m making a pitcher of the Laverne Cox. The party is a fantastic group of people, and a perfect way to spend a Saturday night. About 15 people come over in total, and some bring other drink mixes. We end up adding an Amelia Earhart (an aviation) and a Mary Tyler Moore (a Brandy Alexander) to the mix. People start leaving around midnight, and a few friends stay behind to help us clean up.
1:00 am
Lights out.
submitted by arbella173 to MoneyDiariesACTIVE [link] [comments]

Ladies and Gentlemen, I present My Review of Destiny 3

Dateline: August 13, 2021

Against my better judgment, I'll put the TL;DR right up front here:
TL;DR: Now that Destiny is being designed by BUNGiE's actual game designers - i.e., gamers at heart - instead of being defined by their marketing and finance departments, they're shipping a game that we're never going to want to stop playing, and we'll be dragging every one of our friends and their friends into playing it, buying them consoles with our own EIP cards along the way, if necessary.
------------------
(Note: I've been reading this in SkillUp voice, just for fun)
I had the rare opportunity to play about 5 hours on a pre-release version Destiny 3 this past week.
As the saying goes: This is my report.
Right up front, let me say that although it may have been obvious to a few, it came as a huge shock to me to discover that the whole "MATTER" thing actually turned out to be this almost perfectly executed re-imagining of the Destiny universe, released a full YEAR sooner than anyone expected. Nice smoke screen. Well played, BUNGiE... well played, indeed! My hat is permanently off to Chris Barrett and his crew!
Let me now count the ways in which Destiny has improved since BUNGiE made the decision to abandon the collection of industry fads, behavioral marketing gimmicks and band-aid fixes they've been using to keep their internal bean counters happy for the past 4 years, and finally get back to making A GREAT GAME.
We can start pretty much anywhere, since almost every aspect of this new release is absolutely amazing. But let's start with the one thing everyone cares about:

Loot

All through the last two years of D2 you wanted a great Gnawing Hunger, right? Right?? It's been a staple in the game forever now. But a good one can be hard to find. Loot grinding in Destiny is a story all its own. Some players love it, some are sick to death of it. Either way, the fact is that in the past, except for a rare few stretches (lookin' at you, Chalice of Opulence), getting a specific item has always been left to the sole discretion of The RNGenie. And even though you may have finally found and placed an item in your Collections, it's mostly there just to taunt you, because... "menemenemenemeneh.. random rolls", making the whole Collections thing utterly useless for all practical purposes.
D3's answer?

Golden Age Blueprints

One of the most interesting, key features of this new release comes from the discovery of Golden Age Blueprints - [a discovery you'll be instrumental in revealing, although at great personal cost, during the campaign] - which will replace your Collections in every way that matters.
In D3, once you have procured the required Golden Age Blueprint and stored it in that big filing cabinet in your apartment in the Tower, Banshee will now happily CRAFT as many randomly rolled copies of any weapon you like, as long as you have the 'print, the necessary Glimmer and materials. These are materials which are naturally finite in your consumables inventory, but which can literally be found in every alley, every hallway, every cave, on every rooftop, dropping from every third-ish downed enemy and from every junk item you decide to dismantle, in random amounts.
And while we're on the subject, if you think you've found all the materials sources out there in the world? Well, you haven't, because new ones are cropping up in weird and genuinely out-of-the-way locations with every reset. And one of those chests really DOES contain that jackpot of 5,000 of the same gizmos you've been burning through lately (because watching Banshee finally do Real Gunsmithing just happens to be your thing). Just remember that you're going to need that matching Key to unlock it when you find it.
Eh... one caveat though - as Asher used to say: try not to DIE, because your Ghost is still recovering from the events that occurred during the Series Finale of D2. Among other things you'll discover as you go, this affects any planetary or crafting materials and other resources you may have on you when you're out there. If you haven't brought these things back to the Tower and put them in your Vault, or shipped them back using transmat and your ship's autopilot (aka Extraction - a tactic that presents its own seriously thorny set of risks and challenges), anything acquired since your last deposit will ALL now simply evaporate when you're resurrected by your Ghost. Yes, dying out there in the world now actually has a tangible downside. So... fair warning.

So... just more RNG then?

Of course you're wondering: Will the random roll on the crafted item you get, suck? Sure. Sometimes. And sometimes it'll be great. There's no longer any arbitrary weighting involved here, but The RNGenie must be appeased, after all. Life, even with Space Magic, is still frequently random.
The important bit here is that the odds may not always be in your favor, but they are no longer stacked so heavily against you. You no longer have to sit through the Umbral Decryption of 42 False Promiseses waiting for that one Falling Guillotine to drop (so to speak), and hope that ONE CHANCE at a drop gave you a usable roll. Crafting gives players added control over the RPG / progression of their chosen character without the unbridled "joy" of making farming a real-life part-time job. And in the process this gives players new reasons to engage with the rest of the game's content.
How so? Well, instead of playing an endless numbers game, doing the same thing over and over and over, hoping for the drop you're looking for, while you CAN still do that, you NOW also have the option to do a quest or side mission that ultimately gets you the Golden Age Blueprint you need or want (yes, you read that right - see below). Once procured, you add that 'print to your file, for the stuff needed to create the builds you're going to be using out in the world.

Enhancement

On top of that, whatever you get - whether it was crafted, looted from some chest, dropped by some boss, or gifted by a fellow fireteam member in a strike through the new sharing feature - can almost ALWAYS be made better...
Don't like the intrinsic perk or all the stats that helmet rolled with? No problem. Pick one attribute. Any one. If you have saved a better stat or perk from some previous weapon, and registered it by donating that weapon at Holliday's Enhancement Bench, stop by to have a chat and she'll do the replacement for you. And even though Zavala has artificially hamstrung her ability in this regard, in that he only allows for ONE stat or perk to be replaced on any item (this could change - there's a Tower petition circulating...), it means that if your drop has everything but 'X' needed to make it perfect, once you eventually find 'X' on some other item of the same type, even though that's going to take time and effort on your part (in some cases... a LOT), you're all set - just go see Amanda.
Weapons. Armor. Works the same. Want a MOD SLOT on that helmet instead of a top-level stat? Ask Holliday. Yes, Enhancement DOES have a Glimmer and Material cost, but she's got to pay the bills, right? And of course there are the Tower Taxes. And new sparrows aren't just transmatted by Fenchurch from some alternate reality, you know? The price is there to keep things reasonable, it's just not going to empty your consumables inventory unless you really want it to.
Bottom Line: Destiny is a looter, yes, but it's ALSO a legitimate RPG now, and you have a new level of agency that allows you to CRAFT your own loot as well as hunt for it in the wild the way we have in the past, and you can enhance your stuff based on other items you may have found.

b-b-b-b-b-But muh GRIND!!!

What? Worried about getting that "god roll" without the endless grind you've come to depend upon, to fill in for actual quality content? Worried you'll get that Carrot before you've experienced sufficient pain from the Stick? Well I'm happy to tell you that's just your Is/Ought and Appeal to Tradition conditioning from previous games, screaming in your ear: "but... but that's the way it's ALWAYS been!!1!!" It's a trap! Nothing in the world HAS to be "X" simply because it's labeled "Y". Bruce Jenner taught us that centuries ago.
If you're the addictive type who believes all video games must work like a slot machine in order to be "rewarding" - including the sort who thinks everyone else should be forced to play the way you do - hey, not to worry. You'll never be forced to craft a single item. Plus - BONUS! - RNG is still a significant factor; it's just no longer THE ONLY factor. That said, you're just going to have to accept the reality that other people value their limited time. Furthermore, you're not my real dad, so kindly stop telling me how I should be forced to -grind- play just because YOU have found a new dopamine trigger that puts you in your 'happy place'. Instead, be glad there's a slightly more deterministic OPTION in the hunt for better loot, because you're eventually going to need quality gear to succeed at the higher difficulty levels later.
That artificial "power level" number floating on your inventory screen? Yeah, that's not going to help you any more.

On to mods...

Want a scope that increases crit damage or stability? A mag that increases fire rate, reload speed, or which ACTUALLY significantly increases the standard mag size (i.e., not by just three rounds)? Better accuracy or increased damage from a grip or muzzle attachment? How about a bump-stock that turns that awesome Scout into a thrall-thrashing AR? There are several to choose from in every one of these categories. Plus some that work directly with your preferred Class in various ways, like a suppressor that causes melee-affected enemies to explode/AOE. Find the blueprint, craft the mod and it's unlocked forevermore.
Oh, and the price to apply a mod? 0 Glimmer - you already paid to create/unlock it. Wait, what? No annoying surcharge every time I switch scopes? No Masterworking bullshit? No. There was never anything "masterful" about Masterworking. Dumbest misuse of the term ever. No, your gear is fully customizable out of the box (so to speak). No more mindless grinding just to add a tiny extra bit of customization. Save the mindless grinding for what really matters (to you).

So how do I get these GA Blueprints for mods and other items?

Answer: you acquire these as random drops from various activities and also as Targeted Loot, e.g., side missions...
Sorry, forgot to mention - in addition to the main campaign story missions, we have AN ARRAY of side missions now. We used to call these "Adventures", but there are a lot more of them now and they no longer just drop -two tokens and a blue- 500 Glimmer and a blue when you're done with them. Think of these, I guess, as The Adventures That Actually Matter Now - TATAMN. Like CTATODL but, different.
Each side mission features a blueprint for a specific weapon, armor piece or mod. Want the +10 or +20 round mag? Simple. Go run that side mission, which is identified (if there is one - some of these are just random drops from P.E.s, Lost Sectors, etc.) on the new Blueprint File entry slot where the 'print will go, once acquired. Just remember... the side missions? Yeah, don't be misled - they're frequently as involved and difficult as the campaign story missions, since a lot of them are dedicated to actively experiencing the parts of the Destiny story that used to be buried in cryptic, incoherent walls of "lore" text that so many players actively ignored and/or didn't even know about.
A bunch of these side missions actually even require finding and traversing the correct path through The NEW Infinite Forest (recently resurrected from the DCV, apparently) in order to get to the historic event depicted in that mission. I personally love the ones where you [re-enact various past luminaries' experiences during the Battles of Twilight Gap and - even though I'm a die-hard Hunter main - Six Fronts]. The use of D1's original music is amazing in those. You'll probably have your personal faves as well. Either way, knowing how a story ends may "feel" safe, just remember these are Vex Simulations of past events, and have the potential to end very differently from stories The Speaker used to tell to scare the children...
Beyond this, in addition to their full, D1-sized gear and weapon inventories, which are made incrementally available to you by furthering their respective goals over time, the NM, DO and FWC faction leaders seem to have an endless supply of blueprint-rewarding bounties tied to RE-running the side mission simulations at various difficulty levels - some for mods, some weapons, etc. They're not cheap, though, and they only get a new one once a week.
That said, every few weeks or so one of the factions will offer a highly sought-after blueprint in return for churning through a hefty set of tasks they need help with. This might require testing experimental weapons (some of which might just, eh, explode), trying new tactics using class skills, or collecting stuff like crates of Hive Thrall Claws (NO idea what Arach Jalaal does with these smelly things and, frankly, I don't WANT to know...). Details? You'll have to ask them - they keep that stuff pretty close to the vest and it's changing all the time. So far, however, all the ones I saw can be completed in PvE OR PvP, which is a nice change.
Seriously, isn't this more fun and rewarding than a Collection that's really just a useless, static checklist?
Same goes for mods on gear, BTW. And yes you can craft a new, randomly rolled instance of every single piece of armor in the game once you have the blueprint, as many as you have the materials for. Want yet another reason to go out and shoot stuff? No problem. Go hunt down more 'prints and collect more mats.
Worried about so-called "power creep"? Don't be. Because the RPG customization on weapons and gear is so expansive now, it's no longer necessary for the various arms manufacturers to churn out endless series of 30 or 40 re-skinned, slightly different "archetypes" of the same basic weapon class. And new stuff that's introduced doesn't necessarily render its predecessors obsolete - it simply gives you alternate choices for getting the job done.
Also, that new GH blueprint you just got from Hideo at the last Faction Rally? The one that bumps max crit damage up by an additional 5% over previous specs? Yeah, one of the required elements needed to build using that 'print is an existing GH. No more "sunsetting". Instead, you literally Trade Up. Or not. Your choice.

Ran out of stuff to do?

Ha, very funny. No, you didn't. Not only did we work our way up through FIVE levels of Open World Difficulty during the campaign getting our Guardian from lvl 1 to lvl 50, but once we reach "end game", we NOW have the ability to set our Open World Difficulty to one of FOUR different new difficulty settings - Normal, Hard, Challenging & Heroic - each of which has significant impact on the nature of the open world experience and the quality of loot that drops in that context. Every level of player from casual to hard core, kinderguardian to seasoned vet, now has a setting they can adjust to their taste. No more dumbing the ENTIRE game down to coddle the Lowest Common Denominator.
Also, there's no longer Gigabytes of content taking up space on your hard drive that you can't access, because every single campaign mission is not only replayable, but has the same 4 difficulty options via a standalone selector, which changes up the nature of the mission itself as you graduate through the levels (i.e., no, we no longer just add a "Champion" that requires a special mod, and pretend that's a new version of the mission). Oh yeah, some missions also feature an added selectable level of difficulty: Legendary. Bored? Run a Legendary. Seriously. Still bored? Join up with a friend who's running in a Heroic level open world when you're used to doing Normal. It will wake you the eff up quick AND show you just how far you need to go in terms of enhancing your build and the quality of your gear. Conversely, grab a friend and help them get better gear.

Which Class?

You now have SIX to choose from (not just 3), each with a unique Super and an individually-tailored skill tree that's fully activated through XP and other means I didn't have time to investigate. Want to maximize effectiveness on ARs, Shotties and Sidearms? Reset your skill tree. Explosive damage? Ditto. Cost to reset? 10,000 Glimmer? 20,000? No. Zero. Could the skill trees be better? Absolutely. And they will be. Right now they're still inferior to what post-D1 should have been. But neither are they a dumbed-down collection of canned skill presets that look like they were designed for pre-schoolers and Mark Noseworthy (sorry Mark). As more nodes are added in the future, and "meaningful choices" must be made in selecting which ones to activate - including new ones that actually change the way your Super behaves - they will eventually grow to become the sort of skill trees worthy of your status as a bona fide God-Killer.

Enemy AI?

Yeah, uhm... fair warning again: this is not your Dad's Destiny. In addition to seriously messing with your Ghost's feature set, the events leading to the finale of D2 had some pretty remarkable effects on the system's locals, as well as the new hordes that have been appearing from who-knows-where. They will flank you. At every opportunity. They'll try to surround you, use focused fire, and use cover to their advantage. Getting overwhelmed and want to retreat? They will chase you down. If outnumbered, they might retreat to find others of their kind nearby. Also, squads of them will just randomly appear pretty much anywhere in the open world and sometimes even right in the middle of a Crucible match, transporting crates of heavy ammo.
As difficulty level increases, the enemy A.I. will even anticipate your movements, heal themselves the same way you do and make use of some of the same high-tech gear you have. Also, every so often, elite "Dark Guardians" will come after you in pairs to steal your stuff, like a WWE Tag Team. No, they're not actual players despite how they behave. They're A.I. With functional "I".
Ultimately, you'll be glad that ALL ammo reserves have been bumped up considerably, and that you no longer see reserve ammo quietly disappear when you switch, say, from one sniper to another sniper... because you're gonna need it.

Power-level grinding?

Please let all your former clanmates who are still off playing CP2077 know: the power-level grind is gone. New content as it appears might require a new build strategy, though, and possibly even stuff that you don't have (yet), because it's acquired as part of the most recent DLC campaign. So just keep that in mind. Power level? No longer a factor once you've completed the main campaign, because that's the only stretch where it was ever actually useful.

Cosmetics?

Covered. And you don't need to spend a (real) dime to get them (although you certainly can if you're so inclined - there's actually an entire mall filled with beautiful, useless junk you can spend real money on. Just remember: other players will see you using/wearing this stuff.).
Want to apply a specific shader to all your gear at once? There's a button for that. All your weapons? A button for that too. Oh, and did I mention that shaders are unlockables, not consumables? You're welcome. 9-position emote wheel? Done. And it works as easily on PC as it does with a console D-Pad. Also, ghost shells and sparrows can benefit from Amanda's Enhancement Bench in the same ways as weapons and gear.

How about PvP?

Well, for one, you'll be excited to hear that PvP is no longer the reason we can't have nice things.
There's "Quickplay" Crucible that randomly cycles through short stretches of SBMM and CBMM to create lobbies, so that the impact of one MM scheme never makes one pine for the other. Stomping or getting stomped? Just keep playing and things will change. Meanwhile, team composition has been normalized. No more solos playing 6 stacks, etc. Quickplay is where anything available in PvE is useable in PvP. Anything. No restrictions. No nerfs, buffs, tweaks or other "balance" nonsense. No more shrinking sniper rifle mag sizes in PvE because they're "O.P." in Crucible. It's basically a free-for-all. Like playing Mayhem? Well this is pretty close. Pretty much anything goes.
Also, the maps are MUCH larger now. It no longer feels like every match is crammed into a swiss cheese, with a sliding shotgunner waiting around every corner. Have fun, but don't forget to play the objective, because even though this is Quickplay, and it's pretty casual, a loss also erases any progress you've made during that match on that bounty you're trying to complete. Sorry. The good news is that those completed bounties may take longer to finish, but they're a LOT more valuable now, especially since you can now consume a portion of your Valor rank to upgrade them.
Then we have Competitive Crucible, which is primarily SBMM and if you want to rise through the competitive ranks, you make the commitment to keep playing and do just that. Did I mention... it's C-O-M-P-E-T-I-T-I-V-E. That is, it's NOT REQUIRED. Just like the OPTIONAL matchmaking that we finally have for every activity in the game, including raids, IT'S OPTIONAL. It's actual Competition. Like when you CHOSE to go out for the basketball team. Or didn't. Not necessarily for everyone. Also, participation in this mode is NOT REQUIRED.
I'm told that the Competitive system only downshifts to CBMM if the concurrent player population there drops below a certain level. So as long as BUNGiE does their job and keeps the player population healthy, you'll usually be playing against Guardians at roughly your own level until your stats start to improve, at which point you're bumped up to the next tier and get to feel like a n00b again.
There are seals. There are emblems. There are titles, shaders, sparrows, armor ornaments, ghost shells, emotes, ghost projections, finishers, ships and various other geegaws that can ONLY be acquired as awards from Competitive Crucible now, but no weapons, gear or other "ritual" or "pinnacle" rewards other than stuff that can drop anywhere else in the game. Got gud? That's just friggin' Awesome. You get bragging rights and various cosmetic accoutrements that show you're A PvP God with Real Skillz™... as opposed to someone with a clever build (thanks to above-average RNG), an exotic hand cannon from a raid, or that filthy grenade launcher that you acquired by running 400 playlist strikes other players didn't have the time to complete because they have real jobs and real kids.

Level Playing Field, Evolved

Happily, in D3 the servers are now genuinely dedicated and the weapons and gear in Competitive Crucible are curated, just like Halo's were. Curated by whom? By the Guardians who play it, 'natch - specifically those whose Glory Rank has lifted them to voting status, which gives them a vote on what specific weapons and gear will be made available in the next Competitive round, democratically. As far as weapons and gear go, when you enter the Competitive fray, you select from the same rack of lethal tools that everyone else in Competitive has access to for that match, as determined by the players who engage in it, based on the voting during the previous round of competition (typically lasting 6 weeks - the only vestige of "seasons" I could find in D3 and, interestingly, the ONLY context in which a "season" makes any sense). In D3, the difference between a competitive W or an L NOW comes down to one thing: your skill, not your RNG luck or the amount of free time you have to devote to farming that 'god roll' Uldren's Promise, skill.
Finally, I understand that cheaters, paid carries, recoveries, etc., that are legitimately identified in Competitive by BUNGiE are permanently banned and publicly outed at bungie.net. No exceptions. Just like any IRL Competitive Sport. Now our competitive online gaming athletes can enjoy the same degree of accountability as their IRL counterparts. Nothing will ever completely eliminate determined cheaters but maybe, just maybe, these kinds of changes will finally put Destiny on the eSports map. Only time will tell.

Summing up...

There's so much more to discuss like the new raids and strikes, and the amazing artwork and music that has always been Destiny's hallmark... but the bottom line here is that it's simply unbelievable how much quality and depth was restored to this game once BUNGiE abandoned the "seasonal release" fad (that was aimed solely at steady revenue generation), moved to a streamlined, high-end, third-party, off-the-shelf game engine which they have apparently customized in a few key areas, and focused on creating a GOTY-quality product by returning to the large scale release model that made Halo and so many other games the iconic masterworks that we remember.
I can't wait to email my former clanmates the news.
p.s. oh, and that literal Army of Fucking Beavers? Yeah. Those guys have apparently been retired since we moved back to the original, reconstructed Tower. I didn't run into a single one of them.
-----------------------------------------
Okay, back to reality... yes, of course, this was a somewhat whimsical description of where I'd love to see Destiny go - a satire of sorts. I've held onto it figuring it'll probably be DV'd into oblivion for various reasons but figured... what the heck. Lengthy? You bet. But it should be obvious why this isn't a soundbiteable topic. That said, this is obviously all "IMHO". Gaming is a subjective thing and everyone's going to have their own preference.
There are PLENTY of other legitimate features that can be (and have been) implemented in a game like this. Except for the Crucible stuff (where I added my own SWAG take on how to improve it), almost every single one of the features and mechanics described above has ALREADY been implemented in a game that currently exists, and which has millions of players. The current version of that game - also a sequel - was developed over the course of about three years, by a company roughly the size of BUNGiE, with comparable resources, and which is ALSO working on other projects. If you've played it, you already know the game I've been using as a model here, which shows it's more than feasible.
The last couple years have revealed (at least to me), that a GOTY-quality, open-world looteshooteMMORPG needs legitimate depth. Not "seasons" or season passes or any of the distractions, gimmicks and design restrictions that release model entails. That shit is fine for simple FPS/3PS shooters like Fortnite, Overwatch and PUBG. But paper-thin seasonal releases, repetitive power-level grinding, planned gear obsolescence, time-gated, drip-fed content ... these are the antithesis of the game Destiny was meant to be. NGL, it's been genuinely heartbreaking to watch the franchise regress from its peak in late 2016 / early 2017 to its present state. BUNGiE can do better.
submitted by renaldafeen to DestinyTheGame [link] [comments]

Obligatory Filler Material: On the road again…

دا ماته یوه کیسه را په یادوي.
That reminds me of a story.
Sometimes the lights all shinin on me;
Other times I can barely see.
Lately it occurs to me what a long, strange trip it's been.
This was more fun than one person should be allowed in several lifetimes.
After a heartfelt Da svidonya to Dima and Nadezhda, I’m finally on the final leg of my initial air journey. Flying some loco-regional airlines called C-Семь, which is outfitted with all the old Ilyushin off-casts from Tyumen Air, Omsk Air, and other western Siberian airlines; I’m finally headed toward my destination.
In the town formerly known as Stalinabad, I am to meet my driver and boon companion, Nazir. I’ve worked with him before and he has proven to be the most capable of comrades. He speaks several mainstream local languages, as well as some of the indigenous dialects, which can prove extraordinarily useful. He is an inveterate scrounger and can find supplies where you would expect none to exist.
He procured for me some cigars from Turkmenistan once. Unfortunately, they became a favorite; unfortunate due to their limited stock and distribution, so I invested in the company. Now I receive shipments every couple of months.
But I digress.
Nazir, affable, with a hearty laugh; is not one to be taken lightly. Years of military conscription have left him battle-scarred, and quite jaded when it comes to pettiness, bullshittery and other forms of officiousness. He is an ally and one that I endeavor to keep well-funded and employed. Besides that, he doesn’t object to a large kafir that smokes huge cigars and seriously enjoys his distilled potato juice.
He drives well…as well as can be expected in this part of the world. Since we tend to utilize his services quite often, we have subsidized a Land Cruiser for him to own and operate. However, we have the right of first perusal when we need transport in these strange and distant lands.
At the airport, I’m through passport control and customs quite easily. Not the first time I’ve been through here, although my destination is one that bears the hallmarks of uniqueness.
I’m looking for Nazir, but in the mostly empty arrivals area, I fail to see his rather truculent bulk anywhere. He’s yet another brother from another mother. We’re quite similar physically, except I’m taller. We avoid forests because we’re often confused for stumps when we’re out searching for mushrooms.
I wander outside, fire up a cigar, sit down on my Halliburton luggage, and pull out the flask of Old Thought Provoker 101.
Several serious tots later, I’m paging through my old phone to see if I can find Nazir’s number. I had E-mailed him from Dima’s place and he said he was available and would meet me here, but he’s still AWOL.
“What else is new?” I muse, reflecting on this gonzo trip. “He’ll be here. Either that or I catch a ride to the Hyaat Regency and see what wonders room service can create for me.
So, in the interim, no need to fret. Always have a back-up, a plan B. As well as Plans C, D, & E. I am almost ready to see about finding a cab when I hear:
“This is No Smoking Zone. You are not allowed to smoke!”
“Nazir! You goofy old SOB!” I holler, “It’s about fucking time. Where the hell you been?”
“Oh, fuck you very much, Doctor Rock!” Nazir chortles. “I’m late. Big old American. Ha! Go sue me!”
It’s our usual line of greetings. See, we’re very good friends.
A manly handshake and man-hug ensue. Nazir gives my ribs a good workout.
“Dr. Rock”, Nazir exclaims, “Is good you are back and I see you.”
“Good seeing you as well, Naz.” I reply, “Where’s your car? Sell it off for beer money?”
Now, Nazir is Muslim, but he doesn’t take it all that seriously. He does the usual salat, when convenient; but also smokes and has the occasional drink. However he is fastidious; he only drinks on days ending in ‘y’ and when someone else, usually me, is buying.
We get along like a house afire.
“No, they have new airport security rules”, Nazir explains, “Must park out in lot. Even for departures. Let’s go, we walk, you can give me cigar.”
Like I have a choice. I’m beat and not really looking forward to the number of hours necessary bouncing over what passes for roads here. After my energetic flights here and realizing I’m tired, I decide for Plan C.
“Naz, I’ve got a little change of plans.” I tell him, “You’re clear for the next week or so, right?”
“Yes”, Naz replies, “So, Hyaat or Hitlon, Doctor?”
The guy can read me like a book.
“Whichever has the best Happy Hour.” I reply.
I’m in my Hyaat suite, and Nazir is just as relieved as I.
He’s got some ‘unfinished business’ here and leaving tomorrow would be better for all concerned. A couple of phone calls later, I inform the powers that be of my plans. They are grateful for the update. They wish me high tides, and clear sailing, so I head off to the bar.
Down in the lounge, I remember that this is primarily a religious country and alcohol might be somewhat restricted.
Amazing what a bit of spreading around some faloos can accomplish. One of the local currency, the somoni, is precisely 1/10 the value of the US greenback. For once, exchange rates are going to be easy.
After multiplying some of my walking around cash tenfold, I feel positively gregarious, simply Diamond Jim Brady-ish.
They have no problem with my cigar in the lounge, in fact, they bring by a nice sampler for me to select one of the local varieties. I order my usual adult beverage, and after some discourse with the bartender on the proper method of creating a double vodka and bitter lemon, I sit back to enjoy the view of the city as the sun slumps slowly into the west.
As I was working my way through the local newspaper ‘The Times’ Russian crossword, I notice the most amazing appetizing aromas.
I guess when I was kidding about Happy Hour, Nazir was not.
A plethora of free local cuisine is set out for the bar patrons.
There were manti, those luscious little steamed meat; beef, lamb, mutton, chicken, and horse, dumplings. A huge steamer of plov, the inescapably agreeable rice dish. Racks and racks of sambusa, those toothsome tidy triangular little fried meat pies, called samosas elsewhere, like back where I currently call ‘home’.
Then there’s belyash, and tushbera, the local take on Russian pelmani, or raviolioid potstickers. Herds of different fresh vegables. Pickled mushrooms. Baskets of local fruit; melons, and grapes especially. There’s qurat, dried fuckingly-salty cheese which makes for a wonderful amuse bouche. Finally, piles of naan, or non, as they say here, the universally delightful flatbread; in plain, garlic and zataar.
Well, so much for keto. At least vodka is carb-free.
The next day, Nazir arrives at the hotel right on our agreed time. He looks worried and is obviously troubled.
“Doctor Rock, I have bad news.” He tells me.
“Yes?” I wonder in what direction this is headed. Car trouble? Weather alert? Armed insurgents?
If you guessed the latter, you score a big bonus point.
There was a border clash yesterday. 17 people were killed when militants said to be members of the Islamic State attacked a checkpoint on the Tajikistan-Uzbekistan border, which was to be our crossing point.
“OK”, I muse, “Time for Plan R, as in: ‘Return to airport’. Bug out. Adi-fucking-os.”
Not really, but I was very tempted. I prefer my hide unventilated, thank you.
“OK,” I ask Nazir, “Let’s list our options...”
Besides buggering off home, we could wait until things simmer down.
Around here, that could be a long wait.
Or, we could go further south. A possibility.
Or, I could fly to the neighboring country and try an overland penetration from the west to east.
Ah, yeah. No.
So, a more southerly crossing it is.
Before we leave the city though, we stock up on the necessities: beer, vodka, cognac, sweets, & tobacco for gifts and/or bribes; and literally lots of extra ammunition.
Yep. Not wise to fumble around out here without being armed. Nazir, the ultimate scrounger, remembered I liked the Makarov, so he handed me a 15mm version of the venerable Russian pistol.
He had several smaller handguns stashed all over the vehicle, most in unlikely places; as little party favors for brigands, hooligans and other forms of human debris. He also toted a hunting rifle of uncertain, though large, caliber and an old Russian 12-gauge, exposed-hammer, double-barreled shotgun for which I lusted.
We were armed to the teeth; ready for either a congenial party or unfriendly skirmish.
As Nazir pointed out, “It’s their choice.”
“What about road chow?” I ask Nazir.
He produces some dried mutton and beef. Must be at least a half-kilo of the stuff.
“And what the blinkered hell are we to do with all that food?” I ask.
We laugh to ourselves as we head west, out of the city, and towards our destination. This is where we’ll meet up with those who are responsible for this expedition.
We were supposed to go to Termez, via the country neighboring to the west, but with all the hoo-ha and goings-on, we decided instead to stay in-country. We headed due south, through such little burgs as Lokhur, Mekhnat, to Kyzylkala; where we decided to spend the night. Nazir has friends here who put up with and put us up for the night.
They loved my cigars. Especially Mama Babushka, bless her 98-year-old heart.
Besides, between here and the border, pickings were rather slim, until you arrived at the Tigrovaya Balka Nature Reserve.
But that is for another day. It’s well worth a visit if you’re into odd, seldom seen, and exotic species of flora, fauna, and fungi.
We headed south, through the aptly named burg of Dusti, previously Molotovabad, which I thought was a far cooler name. It is the last town of any size before our border crossing at Panj-e Payon.
Thus far, our trip was moderately uneventful. No car trouble. Fuel stops were available. We saw virtually no one outside of the small towns. The scenery, even though it is enthralling, began to pale after the herds of kilometers we ran over in order to get here.
“Rock, we are near border. You are sure you wanting to still go?” Nazir asks.
“Naz,” I reply, “I didn’t come all this way to turn back now. Oh, shit! I forgot to get any local currency. Damn, damn, and damn. What do we do now?”
“No worries”, Naz replies, “I know a man…”
He’s irreplaceable.
We roll up to the “Friendship Bridge”, and park. Naz instructs me to sit here in the car, play with the satellite radio, and look like I belong here.
“Yeah”, I mumble, “I’ll blend right in with the Hawaiian shirt and Stetson.”
Nazir relieves me of around US$500 and sets off to transmogrify it into the local tender.
He returns with a case after a short interlude and hands me 60,000 of the local, that is, cross-border, currency.
“That much?” I ask, “You think we’ll need all this? Did you bring a wheelbarrow?”
“Better to have and not need”, Naz advises, “Than need and not have.”
Words to live by.
Relived of 2,500 of my flash-wad to palm-crossed border guards, we’re across the bridge to Shir Khan Bandar, in the country of my destination. Unfortunately, it’s still a day’s ride to our stop in Kunduz.
OK, this country may be war-torn, have a history of insurrection, rebels, tribalism, insane jihadi, and other forms of things that’ll make a visitor think thrice, but the geology and mineral wealth…
If they could put aside their beastly prejudices and concentrate on developing the natural richness of their country, they’d be rich as Midas and happy as proverbial clams.
I’m here to help broker an oil deal. If possible, I’m also here to help work out a mining deal.
“Look you goofy bastards, I’m trying to help you here.” I think often when things get sticky.
Nazir and I finally arrive at the Kunduz ‘Pamir Wedding Hall & Hotel’.
Really.
There’s little other choice.
Since our schedule’s been all shot to hell, our meetings have been pushed back a day. That means I’ve got a bit of time to wander around the town and take in the sights.
Nazir thinks I’m out of my mind.
OK, the Taliban had launched a series of attacks here a couple of months ago, but the town’s been rooted out, I was told. Well, maybe it’s not so safe for me to go on walkabout. Nazir suggests he finds a local driver if he can’t persuade me to quit being stupid.
“Yeah! That’d be great.” I tell him.
Baddar shows up less than an hour later in a battered Toyota sedan. He’ll be our tour guide, driver and keep us from being shot or kidnapped.
First thing, no Hawaiian shirt. Second? No Stetson.
OK, but I’m still wearing my field boots.
With the beard, khet partug, and muted outfit, I could pass for a local. But only if the other folks were blind as a post. We would be circumspect and just take in some of the more populus market spots.
Upon returning to our hotel, I pay Baddar and thank him for his service. It wasn’t worth the effort. A typical outdoor rynok-style market; a junk show, flea-market sort of affair. Nothing of any great interest, except us and our armed driver.
Nazir and I return to our rooms. While I write my notes, he decides it’s a great time for a siesta.
Later, in the bar; over tea, for Nazir, and potato juice and citrus cocktails for me; Nazir confirms our meeting tomorrow with the Chinese contingent that is responsible for this operation.
Another fucking morning meeting. I hate meetings, but morning meeting are particularly detested. At the crack of 1100 no less.
I order another round.
“How do you make a double tea?” They ask.
Tyros. Sheesh.
The day dawned somewhat brightly, with little attendant gunfire; which, around here, is considered abnormal. Nazir and I pile into our Land Cruiser and haul ass over to the offices of the Chinese contingent.
We are greeted by Dr. Thomas Fu, the splendidly spoonerificly-named drilling engineer and head “Chink in Charge” of the operation.
Whoa. That’s his description of his office.
I would never, ever, ever use racist, deplorable pejoratives for these slant-eyed, night-soiled, buck-toothed little minions.
That last line is a joke, at my expense, by the venerable Dr. Fu. He loses no time railing against large, ham-fisted, cigar-chomping, booze-swilling, small furry-mammal abusing, land-raping expat Capitalist swine with large grey beards.
We get along like Gumpian peas and carrots.
We go over the local geology. I give my presentation first.
Now, where the deal was to be consummated was in the Afghan-Tajik Basin, which is an intermontane synformal depositional and structural depression between the mountain ranges of the Gissar and Pamirs. The basin belongs to a paralic, that is, interfingered marine and continental sediments, environment.
Here, there are three potential reservoirs: the Jurassic, Cretaceous, and ‘Tertiary’; in quotation marks because that’s a Chinese, not Western, designation.
Anyways, the basin possesses three main hydrocarbon source rocks. These include clastics of the Jurassic, carbonates of the Cretaceous, and mudstones of the Eocene.
The basin has two primary plays: the Jurassic-Cretaceous play, which is gas bearing, and the ‘Tertiary’ play, which is oil prone. Limestone and bedded salt of the Upper Jurassic are regional cap rocks of Jurassic-Cretaceous gas zones. Massive, monotonous mudstones and muddy limestones of Cretaceous and ‘Tertiary’ age are regional or local cap rocks.
Migration and accumulation of hydrocarbons occurred in the Late Cretaceous and Early Paleocene due to transtensional extension by distant India-Eurasian intraplate collisions.
There are several potential hydrocarbon-bearing zones in the basin: the southern limb of basin, with oil-gas structures of post-salt, and reef limestones of the pre-salt, as well as litho-stratigraphic traps.
The Chinese presentation was much more regional and not nearly as detailed.
Score one for the bloody Capitalists.
Dr. Fu tells me they are now actively drilling the parametric well out about an hour’s drive from the office. They’re always pulling core and shooting seismic. Would I like to visit the operation?
Silly question.
After changing into my field duds: Hawaiian shirt, cargo shorts, and black Stetson, local customs be damned, we’re on our way out to the very navel of the Afghan-Tadjik Basin.
Here sits an actively drilling Chinese oil rig.
However, this rig is not drilling for oil.
It is drilling for SCIENCE!
Usually, oil wells drill the largest hole economically possible. This is to maximize the returns in allowing the highest flow of subterranean fluids to surface. Depending on the depth, they range from 4.5 to 8 inches in diameter.
Here, in a parametric well, one drilled solely to see what’s down there, the borehole is what is termed a ‘slim hole’. It’s the cheapest, quickest, easiest, dirtiest, and most moron-proof method of obtaining geological data. The hole is 3.5 inches in diameter, from top to bottom. Here, bottom is hopefully going to be some 21,000 feet or 6,400 meters.
It will be the deepest well in this part of the planet.
And I designed and spotted it. That means I’m the one responsible for where and how it was to be drilled.
“Who’s the hookin’ bull now?” I smirk.
We wheel up on location, and it’s bleak.
Desolate.
Barren.
So far out in the middle of nowhere, it’s halfway back to town.
There are racks and racks of core that has been pulled but not yet boxed.
They’re from the Late Cretaceous and I am able to see the rocks just pulled from that age.
They’re wet, odoriferous, and dripping with high-gravity crude.
Scratch ‘odoriferous’. This is exactly what money smells like.
I almost swoon. Major discovery.
This will look good on the old resume. And the next billing cycle.
I spend the rest of the day going over, in great and glorious detail, with the Chinese geologists every inch and centimeter of the cores. It’s better than for which one could hope. It’s a geologist’s wet dream.
Pay, pay, and more pay. They keep pulling core, and I keep writing like a madman, chronicling every centimeter of this discovery.
A geologist in his native environment. I have cigars, vodka, and meters of oil pay. Life doesn’t get much better.
Then Li Wei, the site geophysicist, wanders over, wondering what all the hullabaloo was.
He’s disconsolate. They have all the machines and machinations for shooting near-well seismic, but something was amiss.
He wondered if Dr. Western Geologist/Blaster could have a look.
“Oh, geez; oh, Pete.” I say, immediately noting their quandary.
They have all the necessary recording equipment. They have all the geophones, in a natty array around the well.
They have Seismogel, in nice, threaded 1 meter tubes.
They have a blasting machine. Nice. Electronic. Japanese manufacture.
They have demo wire.
They have Primacord.
They have blasting cap boosters.
They do not have blasting caps.
Oops.
They have everything necessary for acquiring data except for the first link in the chain.
However, Dr. Capitalist, cigar-chomping mammal-abuser, has an answer.
I gin up some homebrew, Granddad and Uncle Bår inspired, workarounds.
The Chinese stand in awe as I detonate a 5-meter test fire and send a hardhat into low earth orbit.
What can I say? It’s my favorite trick.
We’re shooting seismic like there’s no tomorrow. We’re getting some incredible data. This that will convince the rest of the investors that we’re not just another bunch of vodka-soaked meatheads.
We are vodka-soaked meatheads that actually know what we’re doing.
Suddenly, out of the south, we hear the telltale thrum of heavy rotors.
Seems our test shots registered on someone’s seismographs other than ours.
It’s the dreaded…
Black Helicopters.
One would think that having an active drilling rig would go a long way explaining just what the fuck we’re up to out here in the boonies of the Afghan-Tajik Basin.
Not with this bunch.
They circle menacingly, growing closer and closer. They are making their threat postures. Flaring like heavily weapons-laded pterosaurs.
We’re standing there, right out in the open; smoking cigars and drinking potato juice in celebration of our new discovery.
They finally, and dustily, flare in, land, and disperse in the classical military manner.
We stand there, laughing and just goggle at the spectacle.
We make no offensive moves. These characters are armed not only to the teeth, but well beyond the current scope of modern dentistry.
One black-clad warrior strides over and orders us to stand down.
“How is that literally possible?” I ask.
“Oh, a wise guy. Just who do you think you are?” he gruffly enquires.
“He is Motherfucking Pro from Dover!” Nazir tipsily laughs.
Nazir is such a good friend. Remind me to hurt him later.
Herr Black-clad is not amused.
Captain Shvarts asks “Who is in charge here?”
Jianjun, the toolpusher, is the de facto head of the operation. He approaches and begins firing off in machine-gun cadence Cantonese.
He also speaks impeccable English, but Captain Shvarts doesn’t know that.
I wander back over to the pipe racks where another 10 meters of oily core was just deposited.
“Hey. You. Get back here.” The Captain roars.
“Sorry”, I reply, “I’m civilian.” as I continue to scrutinize the new pay.
Captain Shvarts goes ballistic.
“Get over here. NOW!” he roars.
“Now see here, my good man”, I reply, puffing up to full mammalian threat posture, cigar and drink in hand, “I am DOCTOR Rock. I am an American expatriate sent here to help this wonderful, though beleaguered, country develop their mineral resources. Just because you’re military with all your fun toys, don’t think for a minute you can sandbag this Doctor of Geology!”
So there.
“Oh, I see”, Captain replies. “We heard there were some explosions out here in the middle of nowhere. We knew about the rig, and thought you were under attack.”
“Understandable.”, I say, “But we’re just gathering data. So if you and your heavily armed comrades would just simmer down, we can give you the nickel tour. As long as you sign the non-disclosure affirmations.”
I mean, this is a proprietary operation. Spies are everywhere.
We’re sitting in the Company Man’s trailer, sharing cigars, stories, and potato juice cocktails. Captain Shvarts is incredibly genial, once you get to know him.
We spend a couple of hours going over what we’re doing and how the local landscape, terrorist-wise, has evolved.
We’re in a clear area, one that’s heavily patrolled by both land and air.
Odd. Until they showed up in force, I thought we were well alone.
Over drinks, I mentioned that I’m a qualified helicopter pilot. Now, since we’ve had a few tots, flying was right out; but I’d sure like to be able to look and lust over their conveyances.
“Well, Doctor”, the Captain replies, “since you’re an American and sort of funding this expedition, how can I say no?”
I was given the ground tour of both a Sikorsky UH-60 Black Hawk helicopter and AH-64 Apache attack helicopter.
Imminent swoonage.
I lust actively for a M230 Chain Gun. Must has.
“That’ll show them swamp bucks up in the UP”, I muse.
Captain Shvarts decides we’re mostly harmless and notes it’s time to depart.
With a hearty handshake and a couple of my cigars, the helicopters take off and waggle all friendly-like as they beat the air into submission, off into the distance.
It’s getting late, so Nazir and I decide to spend the night on the rig. Besides, it’ll give me a chance to send some of my notes to the home office. Over 250 meters of oil-soaked pay. It’s a huge discovery. There’s a field here and not one of insignificant dimensions.
Another notch on the proverbial geological gun butt.
There are barbeques set up next to the company man’s trailer and I’m elected to be chef.
Well, I insisted.
We have beef steaks, lamb, mutton, and chicken. I gin up my famous Dr. Rocknocker All Purpose Dry Rub and set to grilling for the entire crew.
Nazir has disappeared with the Land Cruiser. I noticed his absence some two hours later.
I’m grilling some local fruits and vegetables, of which the Chinese contingent is in awe.
Never had spicy grilled bananas or watermelon? It’s a treat.
Grilled aubergines, courgettes, and kohlrabi-like vegables complete the meal.
Well, not as such. Nazir arrives with a truckload of beer and booze.
Like I said, indispensable and my best friend.
He also swiped my wallet without my knowledge or say-so. But, how can I be angry?
Well into the incredibly star-filled night; we eat, drink, smoke cigars, and bond.
International boundaries, job description, and class be damned. We’re all Oilmen.
We leave the next day back for Kunduz.
We arrive without any incident, back at our hotel.
Checking back for our keys, the front desk says I have a message.
Thanking them, I take it up to my room to read.
I’m bushed, and in serious, really serious, need of a shower.
After a lovely shower and couple of shower cocktails, I read the message.
It’s not good news. Or, it is. And it’s not.
The investors are thrilled. They love the fact of all the exquisite oil pay and are ready to go onto the next step. Yay.
However…
They now want me to go to Vietnam to shepherd another deal in the South China Sea.
Its disputed territory and they want me to get the lay of the land and see exactly what’s going on.
Since Kabul is only 250 clicks from Kunduz, we’re headed overland. Nazir will drop me at the airport and he’ll return to Tajikistan solo.
Hamid Karzai International Airport is a dump. And I’m being nice.
Still, I manage to figure out flights to Dubai then onward to my next destination.
Nazir gives me a manly man-hug.
“I am missing you already, Doctor Rock. Please do not be absent so long.” Nazir says.
“Look, Naz. I know my company will pay you for your time, but take this.” As I proffer what’s left of my stash of local currency. “They won’t work too well in Vietnam.”
“No. No. OK. If you insist.” Nazir chuckles.
Once safely aboard my flight, I can finally let my guard down slightly.
“Double-double potato juice and citrus” I tell the Business Class flight attendant.
To be continued
submitted by Rocknocker to Rocknocker [link] [comments]

[Review] Cartier SM Love Bracelet 10 Diamonds from TS Miss Chen

UPDATE 10.05.2019

I would like to apologize to MC and all our group fellow members. I made a mistake in measuring inner diameter of the bracelet and it is roughly 16.5cm not 17 cm, which is true to Cartier. I did update the sellers rating to a solid 10, subsequently.

Bonus 10.05.2019

I just received Small Pave Bracelet from our TS Li. I've compared two together, this is when I quickly realized I had made a boo boo in measurements. Li's bracelet is about 16.3-16.4mm in inner diameter and MC 16.5. Here is the two side by side photos:https://imgur.com/a/ZUk9v7V?s=sms
Hi Guys and thank you so very much for joining me on this review. I absolutely adore love bracelets I find them very chic, elegant and classic. I had my heart set on classic love in RG, but with my busy lifestyle and kids, I just don't have time to be constantly checking on it and tightening the screws. I finally decided on SM love in YG with 10 small diamonds, after stopping by at the Cartier store. It was a love at first sight, so feminine, so elegant...just breathtaking. I think yellow gold is a much safer choice, even though I find rose gold more appealing. I was just too afraid it would be more rosy, than real one. When I was at the store, RG looked very much like yellow gold or something in between YG and RG. Please read gold alloys reference: http://withtheseringshandmade.com/alloys I also spend countless days going over reviews, going back and forth beetween sellers, before deciding on MC due to better accuracy. Let me tell you this factory rocks.
Seller’s name : Miss Chen WeChat: MissChen625 Website: 18kvancleef.com Price of item:$1500 Payment method:TransferWise Price of shipping:Free DHL Express Order timeline:
08.04.2019 wired $1000 deposit
08.06.2019 transferred remaining $500 (she is a TS seller after all)
08.18.2019 Received PSP and filled out shipping questionnaire form
08.23.2019 had the package in my hands!

Photos

My photos:https://imgur.com/a/CZOuzop?s=sms
PSP: https://imgur.com/a/YP7x5ZE?s=sms
Factory pictures:https://imgur.com/a/pIaMxzv?s=sms
Authentic: https://www.fashionphile.com/cartier-18k-pink-gold-10-diamond-small-love-bracelet-18-373067

Quality - 10/10

This is absolutely gorgeous, very well made piece of jewelry. - I was a bit concerned with one a diamond having very strong fluorescence, however since it has no bearing on its fire and appearance I will not be deducting any points. I showed my bracelet to a local jeweler, he mentioned that at $1500 I score a deal, and he would charge me around $2,000 should I choose to have him make another one for me in rose gold.

Accuracy - 9.5/10

  • Dimensions are spot on 2mm in width and almost 3.5mm in depth.
  • Weight: little over 18g, my cheap kitchen scale was dancing back and forth between 18 and 19g, before finally settling on 18g. Authentic one should weighed anywhere 19-21g, depending on precious metal+
  • Shape of the bracelet is correct, edges are crisp and precise.
  • Cartier stamp is in a correct cursive font, hallmarks are precise and even, definitely passable for an untrained eye, however if you take a closer look at 7 is off, it should look more like this: https://imgur.com/a/GKwDtxT?s=sms - Update as of Sept 25,2019: I reached out to MC regarding font of the number 7 being off. According to her they are both correct versions. Should you want yours in cursive font, need to enquire with her before hand, otherwise you'll get regular font by default. https://imgur.com/a/8Fotl0Y
  • Color of the gold alloy looks consistent with my 18k Gucci jewelry.
  • The screw is crisp, works smoothly, with quoter turn to lock and unlock it, just like authentic.
  • Diamonds setting is very clean and secure.
Now the flaws:
  • My wrist measures 15.5cm. When I went into a store, I tried on size 17 and 18. Size 17 fit perfectly (in reality it's no larger than 16.3-16.5cm in inner circumference(please don't be fooled by cartier.com)), where sz 18 was rather loose and could be easily rotated around my wrist, so SA warned me against it right away. I was under under impression that MC sizing runs true to Cartier-which is unfortunantly a little bit off. My bracelet from her in size 17 measures precisely 17cm in inner diameter and sits very loose on me, as a result. I also find it uncomfortable every time it rotates or goes side ways on my wrist, I catch myself on constantly straightening it out, even when I don't have it on. -1
  • Another thing, auth bracelet has a small gap (opening) right on top, where the two half joined together https://imgur.com/a/xOHOFYE?s=sms , which is really not a big deal.-0.25
  • I also believe this part of the hardware is off https://imgur.com/a/ZJrF6XO?s=sms but I just couldn't remember if the auth looked the same or not, so I'm leaving it up to you guys. -0.25

Satisfaction - 10/10

The bracelet is absolutely breathtaking, quality is outstanding, yet I can only give it a 9.5, due to sizing issue. I changed the rating to a solid 10.

Seller Communication and Service - 10/10

Miss Chen is very pleasant and easy to deal with, very responsive usually within few hours, so it's a solid 10 right there.
submitted by Dana1232018 to RepLadies [link] [comments]

I am 32 years old make $68,000, live in Chicagoland and work as a Financial Analyst

Edit: I put my own salary wrong! I actually make 63,800 a year, did a rush job on the title when I last minute decided to add my bonus in :( I swear I’m good at math!
I wrote this a couple weeks ago and had it saved in my google drive - I submitted to Refinery29 but I'm a pretty boring person lol. I figured that more content here is good though, right?! I did add links to recipes because I'm always curious where people get them from and there's no way to know on Refinery!
​
Occupation: Financial Analyst
Industry: Gaming
Age: 32
Location: Chicagoland (live in burbs, work in city)
Salary: $58,000 + 10% bonus
Assets and Debts
Retirement Balance: 401k balance is $43,216. My last company didn’t match, but I put 10% of my paycheck in pre-tax. My current company (I’ve been here since Nov.) matches 4%, and I put in 8% at the moment. I have it scheduled to increase quarterly until its up to 15%, I’m hoping that a slow roll up will be less of an impact on my budget. I also have a little under $2k in an IRA, but I don’t regularly contribute to that.
Equity: About 50k. I put in 10k that I inherited from my grandmother and got a no-interest first time home buyer loan worth 5k. I negotiated aggressively for my place, and the value has improved as renters moved out as the complex went to owner-only. I've been here five years this July.
Savings account balance: I have an auto savings withdrawal from my checking of $400 once a month. I then divy this up between four additional savings accounts - travel ($100), gifts ($50), insurance ($100) and dog emergencies ($100) and the rest hangs out in just ‘general’ savings. They’re all kinda low right now due to some housing debts that came up (furnace, water heater AND an emergency vet visit in the same year!) but I also have 5k in investments I use as a true ‘emergency fund’. I’d say there’s about $1000 total in all five accounts. Doing better with that is my goal this year.
Checking account balance: Always low. I’m either paying bills or pushing funds into savings. There’s no interest on my account, so no reason to keep funds there.
Credit card debt: I put everything on my credit cards and pay everything off each month, with the exception of a $1500 rolling debt on a card I opened a few months ago. Its interest free until March 2020, so I plan to pay it off with my bonus next quarter (our fiscal year ends in July). Its leftover costs from a 10 day Europe trip I took with my mom last spring.
Student loan debt: $0 - A combination of scholarships, parents helping and me negotiating out of the out-of-state tuition to an in-state rate (I went to a very small school, they were hungry for out-of-state kids).
Income
Monthly Income: $3152 after taxes, benefits and 401k deduction
Side Income: I work front desk at a fitness studio in exchange for free classes, and occasionally sub classes for $25/class. This isn’t super common so I didn’t include in my salary. I have it direct deposit into savings.
​
Monthly Expenses
Housing: $1092 mortgage payment for a 2 bedroom condo. This is actually two payments - $1050 for a regular mortgage and $42 for a interest-free first time home-buyer loan.
HOA: $308 – Includes basic cable and water. So not worth it.
Car Lease: $265
Monthly Train Pass: $196 - My company allows me to take $100 out pre-tax each paycheck in order to pay for this
Netflix/Hulu/HBO: $45/month. My brothers Venmo $15 each for their use of all my streaming/passwords.
Prime - 119/year
Internet: $56
Gas and Electricity - $70 combined approximately. Fluctuates with weather.
Cell Phone: $75 - includes plan plus phone payment. Venmo to my parents to stay on the family plan. They use my Prime, Hulu and Netflix account in return for $10 off my portion.
Car Insurance: $74
Barkbox: $20, worth every penny!
Imperfect Produce: Approx $15 every 2 weeks
Day One - Tuesday - (5/21 if its important)
5:30 - Alarm one goes off on my phone. I turn off the phone, unplug it and bring it back to bed (It was plugged in across the room).
5:50 - Alarm two goes off. Snooze.
6am - Awake but non-functioning. Scroll through twitter to see what happened while I was asleep and get distracted reading random articles.
6:20 - Well, now I’m running late. Get up, throw on jeans and take my dog for a walk. He doesn’t get up until I put on pants because he knows I’m terrible at mornings. We do our normal circuit around the neighborhood and come back to play with his toys. I decide to skip my shower and just throw on eyeliner and mascara. Leave at 7:07 to walk to the station and catch the 7:17 express train (only two stops then we’re in the city!).
8am - Train arrives downtown and I meet up with R, who is my work friend and real life friend. We take the same train, but rarely sit together in the morning because it involves seat saving and finding each other. She suggests stopping at Starbucks, which I’m always game for. I get a chocolate croissant, paid for with my rewards.
8:20 - In office. Our office is really lax about hours. Come in when you need to, leave when you want, just make sure you get your work done. I eat my croissant and get office coffee while starting the day.
Noon - We’re having a 401k presentation during lunch today, so I bring my food in there (granola bar, baby carrots, apple, cheez-its and some nuts) and listen to stuff I already knew. But R didn’t know about the app, so I guess it wasn’t a total loss.
4:15 - R and I pack up and leave to make it for the 4:35 train home. Home by 5:30, where I walk the dog and make myself some spaghetti and meatballs for dinner. I make meatballs once a month and freeze them, they’re the best.
7:30 - Head to my friend L’s house, where we have our weekly TV Tuesday. We’ve been doing it for about ten years, where we watch bad Hallmark/Lifetime/teen dramas, drink wine and gossip. We realize that she has no wine in the house and I forgot to bring some, so we run to the grocery store down the street. We each get a bottle of wine (one for another day) and I get chocolate covered gummy bears to snack on. (17.79). We get back and settle into a classic Hallmark movie where a crossword editor helps a good looking detective solve a murder.
10:30 - Get home and immediately walk the dog. I have no skin care routine outside of ‘remove makeup’, so I do that and just fall into bed.
Total: 17.79
Day 2:
6:30 - Wake up late, walk dog, take a shower and get ready for the day.
7:25 - Taking my later train and still cutting it close. Fortunately I’m a fast walker and make it about a minute before it pulls into the station. Grab a seat and read my book for the ride in.
8:30 - Even though I’m later than normal, I’m still the first one in my department to arrive. I get some coffee and eat my granola bar while starting my day.
11:30 - R and I grab lunch in the break room, which for me is just carrots and almonds. I know it sounds weird, but I do the 5/2 diet and Wednesdays I eat really light.
5:30 - On my walk home from the train, I stop at the library for more train reads. Ever since I started working downtown, I’m averaging a book a week! Currently reading Nine Perfect Strangers by Liane Moriarty, I hate it so much but I'm going to finish.
5:45 - Arrive home, cuddle with the dog for ten full minutes on the couch before walking him. Once we’re home I make an egg white and spinach scramble (he gets the yolks) with goat cheese and Everything But the Bagel seasoning. I eat that while watching ten minutes of a Criminal Minds episode before I have to leave.
7:15pm - Stop at fedex store to pick up wine I ordered last week. I always have it delivered here since I’m never home during delivery hours, but I have to grab it fast because they’ll mail it back within five days!
7:40 - Make it to my Lyra class with seconds to spare. I work front office at aerial studio doing clerical work in exchange for unlimited classes. I think I get more out of it then they do. I stick around after class to finish up some paperwork and inventory.
10:30pm - Make the mistake of laying on the couch when I get home, and end up scrolling through instagram for too long and eating the rest of the chocolate covered gummy bears. So much for eating light! Take the dog out and go to bed around midnight.
Day 3
6:15 - Wake up, walk dog, take a shower and get ready for the day. I’m actually on time when the dog gets one of his toys and wants to play. I can’t resist, and text R that I’m taking a later train. Turns out, so is she! That worked out well.
7:25 - Get a call from work while I’m getting on the train and end up working most of the ride in. Decide that means I need a treat, so I preorder through Ritual a ham and cheese croissant plus a drip coffee. I have a $5 off promo for this place so it's only 3.64.
11:40 - It is so nice out, so work friends and I trek to where the food trucks are parked. We all separate to get different things - I end up with a Korean burrito with spicy chicken and bulgogi. I also tip the truck a dollar (11.44). We take everything back to the office and sit with people who were responsible and brought their lunch. During lunch one of my coworkers tells us about an app sponsored by our health insurance that will front the cost of an Apple Watch. The catch is you have to have daily activity in order to earn monthly credits that’ll pay it off or they’ll charge you. He insists my two dog walks a day are more than enough to fulfill it. I really want an Apple Watch.
1pm - Get back to my desk and immediately start researching the app. I can get the smallest, basic model (S3) for a $15 activation fee with a 2 year agreement. Seriously considering it, though I know me and I know that I lose interest in things like this fast. I try to stop thinking about it by getting back to work and writing out my to-do list for next week.
2pm - Talked to another co-worker who uses the app, she convinced me (not hard, I’m an easy sell). I order the watch. With tax, its 38.02. Now I just have to wait 7 - 14 days!
4pm - My office building has a happy hour every Thursday from 4 - 6, so work friends all head upstairs. Today is a 5k ‘corporate challenge’ in Grant Park that a bunch of co-workers have signed up for and the company is sponsoring a tent, so it's a larger group than usual. I usually do one HH drink and go home, but I promised I’d stay to cheer people on.
5:30pm - We head over to our company tent at the park as a group. The race doesn’t start til 7, so everyone is just hanging around playing yard games and talking. I get notified on Wag! that my dog walker has wrapped up their walk, so I tip her. ($4). The walk is paid for through credits I bought back during a sale at Christmas. Someone has brought White Claw and I have two.
7pm Food hasn’t arrived yet so a group of us not running look for more alcohol. We stop at 7-11 where someone buys another case of White Claw and a case of Miller Lite. I’m pretty sure they’ll expense it even though I offer to Venmo my share (they decline). We get back and the food is there, so everyone eats, drinks and waits for the runners.
8:30 - I go with a co-worker to an after party for a different company and get another glass of wine. I hang out for a while before heading to my train. Once I get to the station, I grab a burger at McDonald’s to soak up some of this alcohol. (2.10)
10:40 - home and drunk, so I let the dog out and go to bed.
Total: 59.20
Day 4
5am - After drinking, I always sleep poorly and have barely slept all night. I wake up to some thunder outside and just give up. I get some water and lay in bed watching YouTube videos on my phone. My dog leaves to sleep in the other room because I’m clearly bothering him.
7am finally get up. I’m off today, but I have an oil change I have to actually get up and dressed for. The rain has stopped, so I walk the dog and then unpack my Imperfect Produce package from yesterday (the dog walker brought it in). I realize I have zero time to eat or shower, so I brush my hair and teeth, pour some iced coffee into a tumbler and grab a granola bar.
8:30 - At the dealer for my complimentary oil change, included in my lease. I decide to wait, and brought my laptop in case someone needs me - which turns out being a good plan since i forgot to send an email confirmation before I left yesterday. I drink free coffee and eat some free cookies in the waiting room.
11pm - After swinging by my place to pick up my dog, I head to my parents where my brother and nephew are. My brother and dad are working from home and tag teaming watching my nephew. I take him out to a train diner for lunch to give them time to actually work. He gets a hot dog and I get another burger, then treat him to a cupcake that comes with a whistle. The whistle is going to be a huge mistake. (25.51) Back at parents, we build a lego helicopter together and play with the dog while everyone else works.
3:30 - I’m crashing hard from no sleep. Head home and immediately fall asleep.
6:15pm - well this isn’t good. I get up and jump into the shower then take the dog for a quick walk before heading out for a date. Fortunately it’s walking distance, unfortunately I don’t have time for food and we’re only meeting for drinks. I eat a tortilla while walking just to eat something.
7pm - Meet for first date drinks, nice guy I met on Bumble who is very animated and dominates the conversation. I get two beers, he pays. I walk home afterwards and eat a bowl of ramen, while texting with R and L about the date. We grade it a C- (nice guy but nothing in common at all). In bed by 10:30.
Total: 25.51
Day 5
7am - my alarm goes off and I spend too long on my phone just scrolling. Eventually I get up to walk the dog, then make myself a tortilla egg (recipe from How Sweet Eats) and some coffee. I change into work out clothes and am out the door by 8:30.
9am - Aerial Hammocks class! After an hour class, I stick around to work the front desk and greet the parents dropping kids off. I finally finish a paperwork project and feel very accomplished!
1pm - head to the grocery store and pick up stuff for the week. I know I’m going to make enchilada tonight and stir fry later this week, so I get ingredients for those - rotisserie chicken, cilantro, sour cream, tortillas, cheese, garlic, kimchi, sesame oil, - and then stuff for the week - apples, carrots, la croix, eggs, toothpaste, mayo, birthday cards and some ground beef to make meatballs. I also stop by the hot bar and grab something quick to eat (68.37) I realize when I get home and I’m unpacking the groceries that the cards somehow got left behind, which is disappointing because I used a coupon!
2pm - I intended to go Home Depot because my screens got damaged in the hail storm a few weeks ago (It’s May! Why?!). But I couldn't get one out of my window, so I text my dad to schedule time next week for him to come help me. I prep some food by shredding the chicken and make the salsa verde for the enchiladas (recipe from Pinch of Yum). I take a break and walk the dog before finishing the enchilada and cleaning the kitchen. I watch a few episodes of Criminal Minds, then around 8 decide to make meatballs (no recipe, I make these from memory and with whatever is around!). After I divide up the leftover enchilada (I ate one serving) and the meatballs into future freezer meals, I wipe everything down, run the dishwasher and am in bed by 10.
Total: 68.37
Day 6
8:30am - Get up, walk the dog. I shred a few small sweet potatoes for a hash and make two sunny side up eggs. I relax with a cup of a coffee and my breakfast until it’s time to go
11pm- I work at the animal shelter every other Sunday, and today is one of those days. My shift is for the adoption desk, so I deal with the general public who wants a dog or cat. It’s either super busy or slow - when it’s slow, we take kittens out to cuddle with.
3:30 - When I get home, I make a quick tuna salad and eat it with crackers. I throw some laundry in, then take the dog for another walk while it’s running. I get home and finish up some chores before jumping in the shower and getting ready.
7pm - head out for first date 2 this weekend (this is an unusual weekend, this never happens!). We meet at a wine bar a couple towns over, and it’s weird. He’s not totally bad but if you had told me this was his first date ever I would have believed it. I get two glasses of wine and we split the bill. (23.84)
9:30pm - on my way home I feel sorry for myself for two weird dates this weekend, so I swing into the grocery store and get a tort (7.62). I eat a slice of it at home with a glass of wine while texting L and R about the dates. We upgrade Friday to a C+ in order to give this one a C-. Weird how you judge something harshly until something worse comes along - though neither were outright terrible! Just bad fits. I hate online dating.
Total: 31.46
Day 7
7am - Its a holiday, but I get up early for a hair appointment. After I walk the dog, I make a cup of coffee and eat another slice of torte because I’m an adult and I do what I want. Then I run out the door. I swing by the grocery store to get cash back for a tip since this appointment is for a prepaid Groupon (I’m very cheap). I also grab a bottle of vitamin water just to buy something. (40.96)
10:30am - Hair appointment done and looks great! I give her all $40 for tip, and then pay an additional $15 for the toner not covered in the groupon. The groupon was for like $60 and I got a cut, full highlights and conditioner treatment so I feel good about it. (15)
11am - Stop and see R, her husband and kid while they wait for the train in my area. They came for breakfast just as I left for my appointment. Kid is cute as always! Afterwards I go home and make a tomato garlic butter sauce with the rest of the grape tomatoes and garlic in my pantry (Recipe by Pinch of Yum again!). I saute some zucchini and throw it together with bowtie pasta, then at the last minute add some of my meatballs from the freezer. Its a very filling lunch - I eat half and put the rest away for another day. After cleaning the kitchen AGAIN, I put together a bag of food I have to give my mom (we basically just trade vegetables that we buy and then decide we don’t want), pack up the dog and head over to their house.
2pm - My dad, nephew and I decide to venture out to Barnes and Noble mostly just for something to do. Halfway there it starts POURING rain and then hail starts coming down. We decide to turn around, but already all of the streets are flooded! We end up getting back and parking two blocks from my parents because the whole street is flooded out. The sun comes out and we walk back and wait for the water to go down so my dad can get his car. There’s a lot of kids playing in the rain water, which is gross but oh well. Kids will be kids. Both my dog and nephew get a bath afterwards.
5pm - My parents have some friends come over and we have a great dinner of ribs, mac and cheese, potato salad, random fruit and potato chips. We all hang out for a while, drinking wine and chatting til my brother and nephew have to head back to the city. I leave about an hour later and am home, in bed, by 9:30.
Total: 55.96
Total: 258.29
Food + Drink: 160.31
Fun / Entertainment: $0
Home + Health: $38.02
Clothes + Beauty: $55.96
Transport $0 (Since I take the train for my commute, I really only fill up once a month!)
Other: $4
submitted by astrocanyounaut to MoneyDiariesACTIVE [link] [comments]

Infinite Binary Profits | Infinite Stupidity? | Which Comes 1st? | Sept.2015 Review

To be completely honest with you, I had every good intention to review this eye catching product. However, in identifying the hallmarks of a scammed promotional product, webpage and associated promoter (Mike) Infinite Binary Profits manages to ticks all the boxes. I'm thinking that Mike from Infinite Binary Profits is really relying heavily on the concept that good news, bad news, makes the news (or is it noise). Having reviewed this product there really is nothing fresh or unique about the way this promotion is launched.
 

Quick View Details:

Industry:........... Binary Options Website Link:..... http://infinitebinaryprofits.com Product:............ Automated trading system Promotor:.......... Mike Release Date:.... September 2015
 
Not a whole lot of fundamental analysis was required to debunk this one, five minutes into this investigative review, the prognosis is a no brainier. For that reason, I have awarded this product with a 5 star scam alert rating. Very commendable. If you have already checked out Infinite Binary Profits yourself, and/or you are still teetering on that fence, trying to determine, is this a scam or totally awesome? Splinters are inevitable.
 
To help you guys out both for both now and into the future, below I have generated a list, some blatantly obvious tell tail signs that scam promoters use to peddle their products across the internet.
For educational purposes, if you haven't already, click on the Infinite Binary Profits promotional video LINK, so we can use this as a test case example of what to look out for when identifying a scam.
 
Offical Link Site Promo Link ....... http://infinitebinaryprofits.com
 
When reviewing this list, take this advice with a pinch of salt, one or two of the strategies used here and there are in part used commonly as part of general internet marketing, within such campaigns most products are legitimate, with associated legitimate internet sites.
 
The real kicker in identifying a promoted scam is the fact that all scam tactics listed below are jammed into a single campaign. Hence you get that dodgy vibe when you visit such sites. With a bit of savvy marketing here, a touch of illusion and misdirection there, finally with a swift stroke of the human greed factor, before you know it a blindside is taking place, these happen every 15 seconds across the globe. Scammers have earnt well into the billions each year preying on the needy, the statistics just climb higher from year to year.
 
SCAM TACTICS: 1. Unsolicited/Junk Emails i.e. an unsolicited email is addressed to you specifically (or not) giving you some benefit 2. Ludicrous, sounds to good to be true statements/assumptions i.e. You will generate money until the end of time! 3. Cannot freely leave a website, repeated popup windows pressuring/bribing you to stay 4. Malicious software, also referred to as malware, spyware, installed on your PC. 5. Crazy/ludicrous promotional names e.g. "Infinite Binary Profits" 6. Limited Time Countdown time expiry widgets i.e. they reset when you revisit the site. 7. Offer that speak to you directly reveling your county/local 8. False Actors i.e. If there background setting is not congruent with their success If there background or the actors looks to good to be true, most likely a $5 fivver actor. i.e. https://www.fiverr.com/gigs/acto#page=1 9. If a site is littered with ads.
 
The list goes on, you get the general idea.
 
Remember you can greatly reduce the chances of being scammed on the Internet if you follow some simple precautions when researching any potential trading investment product or service. If you have signed up already with Infinite Binary Profits, comment below, share you experience with use. For anyone else wishing to zero in on Binary Options solutions, review my further warnings and recommendations below. I hope this review has been informative for you, thanks for reading.
 

WARNING ADVICE:

1. Always remember when testing out any new trading ventures, manual or automatic, make sure you have a money management plan, once you have a strategy in place stick with it.
 
2. A FREE trading DEMO account is a great way to test out new strategies so you don’t go bust in the process.  
3. Not all brokers are made equal when it comes to great customer service, being able to withdraw funds, having a user friendly, easy to use trading platform to work with. I have traded with a countless number of brokers, some I have had nightmare experiences. I prefer to trade only using industry regulated brokers tick all the boxes, as above ( I have listed these below). If
you are not sure, try out one of the brokers listed below, do a background check as required, they will provide you with a demo account on request.
 
 

TRIED & TRUSTED BROKERS:

 
No1Optons
 
Banc De Binary
 
Interactive Options
 
OptionFair
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TAGS:
Infinite Binary Profits app, Infinite Binary Profits information, Infinite Binary Profits url, Infinite Binary Profits website, Infinite Binary Profits youtube video, Infinite Binary Profits trading
software, get Infinite Binary Profits, article about Infinite Binary Profits, Infinite Binary Profits computer program, Infinite Binary Profits the truth, Infinite Binary Profits support, Infinite Binary
Profits support email address, Infinite Binary Profits help desk, similar than Infinite Binary Profits, better than Infinite Binary Profits, Infinite Binary Profits contact, Infinite Binary Profits demo,
Infinite Binary Profits video tutorial, how does Infinite Binary Profits work, is Infinite Binary Profits the best online is Infinite Binary Profits a scam, does Infinite Binary Profits really work, does
Infinite Binary Profits actually work, Infinite Binary Profits members area, Infinite Binary Profits login page, Infinite Binary Profits verification, Infinite Binary Profits software
reviews, Infinite Binary Profits no fake review, Infinite Binary Profits Live Broadcast, is Infinite Binary Profits real, Infinite Binary Profits forex trading, Infinite Binary Profits binary options
trading, Infinite Binary Profits automated app, the Infinite Binary Profits review, Infinite Binary Profits signals,
Infinite Binary Profits mac os x, Infinite Binary Profits broker sign up, protectedprofits.com, protectedprofits.com review, protectedprofits.com reviews,Infinite Binary Profits free download, reviews of
Infinite Binary Profits, Infinite Binary Profits live results, Infinite Binary Profits
bonus, Infinite Binary Profits honest review, Infinite Binary Profits 2015, is Infinite Binary Profits worth the risk, Infinite Binary Profits pc desktop, Infinite Binary Profits free trial,Infinite Binary
Profits testimonial, Infinite Binary Profits scam watch dog, Infinite Binary Profits warrior forum, Infinite Binary Profits
web version, Infinite Binary Profits open a account, Infinite Binary Profits laptop, Infinite Binary Profits revised Method 2015, Infinite Binary Profits Unbiased review, is Infinite Binary Profits all
hype?, real people invested in Infinite Binary Profits, is Infinite Binary Profits a shame, Infinite Binary Profits
discount, Infinite Binary Profits binary option watch dog review, Infinite Binary Profits youtube, seriously will Infinite Binary Profits work, Infinite Binary Profits facebook, Infinite Binary Profits
activation code, Infinite Binary Profits 2015 Working, Infinite Binary Profits twitter, Infinite Binary Profits
currency trading, Infinite Binary Profits real person review, Infinite Binary Profits example trade, will Infinite Binary Profits work on mobile phone, Completely New Infinite Binary Profits, Infinite
Binary Profits customer service, new Infinite Binary Profits, Infinite Binary Profits webinar, XE
Trader webinar replay, Infinite Binary Profits anybody using this, Infinite Binary Profits real or fake, is Infinite Binary Profits live trades real, Infinite Binary Profits is this a scam, is Infinite
Binary Profits reliable?, Infinite Binary Profits honest reviews, Infinite Binary Profits is it a
scam, Infinite Binary Profits download software, Infinite Binary Profits app review, Infinite Binary Profits software download, Infinite Binary Profits forum, Infinite Binary Profits signals, Infinite
Binary Profits download page, Infinite Binary Profits software demo somebody using it, Infinite Binary Profits binary
software, Infinite Binary Profits binary options review, Infinite Binary Profits members, Infinite Binary Profits scam or legit,Infinite Binary Profits comments, minimum deposit for Infinite Binary Profits,
Infinite Binary Profits reviews, Infinite Binary Profits binary today, Infinite Binary Profits pro review, XE
Trader windows 7, Infinite Binary Profits windows 8 and windows XP, Infinite Binary Profits scam or real, Infinite Binary Profits login, Infinite Binary Profits has anybody out there made any money out of
it?, Infinite Binary Profits vip membership pass, does Infinite Binary Profits work
on autopilot?, Infinite Binary Profits price, is Infinite Binary Profits a scam or not, will Infinite Binary Profits help me, real truth about Infinite Binary Profits, Infinite Binary Profits System,
Infinite Binary Profits inside members page, Infinite Binary Profits software downloads, how to download
Infinite Binary Profits, how to access Infinite Binary Profits, Infinite Binary Profits Robot, how to use Infinite Binary Profits, how to trade with Infinite Binary Profits, Infinite Binary Profits NEWS
Update and details, Infinite Binary Profits sign in, the Infinite Binary Profits trading options, Infinite Binary Profits info,
Infinite Binary Profits information, Infinite Binary Profits searching for new winning trades, Infinite Binary Profits today, Infinite Binary Profits feedback, Infinite Binary Profits real user review,
Infinite Binary Profits customer reviews, Infinite Binary Profits consumer review, Infinite Binary Profits Review
2015, insider john Infinite Binary Profits review, george s Infinite Binary Profits review, Infinite Binary Profits doesn't work, is Infinite Binary Profits another scam or legit, Infinite Binary Profits
refund, Activate Infinite Binary Profits, review of Infinite Binary Profits, log on to Infinite Binary Profits, is
Infinite Binary Profits manual binary trading, Infinite Binary Profits bot review, Infinite Binary Profits test, Infinite Binary Profits explanation, what brokers work with Infinite Binary Profits software,
what is Infinite Binary Profits, Infinite Binary Profits news, new version of Infinite Binary Profits, XE
Trader fan Page, Infinite Binary Profits breaking news, Infinite Binary Profits Register, Infinite Binary Profits sign up, Infinite Binary Profits broker sign up, Infinite Binary Profits real proof, how to
activate auto trading on Infinite Binary Profits,Infinite Binary Profits robot, Infinite Binary Profits members
area, Infinite Binary Profits sign in, web version Infinite Binary Profits, should i use Infinite Binary Profits, Infinite Binary Profits yes or no, do i need trading experience, Infinite Binary Profits
create account, Infinite Binary Profits instructions, how to get a Infinite Binary Profits demo, XE
Trader special, desktop Infinite Binary Profits, Infinite Binary Profits Secret method, Join Infinite Binary Profits, Infinite Binary Profits ea trading app, Infinite Binary Profits limited time, Infinite
Binary Profits pros and cons, Infinite Binary Profits bad reviews, is Infinite Binary Profits software automatic
binary trading, Infinite Binary Profits negative and positive review, Infinite Binary Profits Author, Infinite Binary Profits creator, who made Infinite Binary Profits, what is the Infinite Binary Profits,
Infinite Binary Profits real review, Infinite Binary Profits broker, Infinite Binary Profits sign up broker, XE
Trader sign up broker review, Infinite Binary Profits fund broker, Infinite Binary Profits how to fund broker,Infinite Binary Profits deposit funds into broker, how does Infinite Binary Profits trade,
Infinite Binary Profits trading bot, what is Infinite Binary Profits and cost?, Infinite Binary Profits
strategy, Infinite Binary Profits password reset, Infinite Binary Profits beta tester, Infinite Binary Profits comparison, Infinite Binary Profits questions and answers, rate & review Infinite Binary
Profits, rate and reviews Infinite Binary Profits, is Infinite Binary Profits site legit?, Infinite Binary Profits
reviews online, is Infinite Binary Profits for real, Infinite Binary Profits login page, Infinite Binary Profits results, Infinite Binary Profits winning and losing trades, Infinite Binary Profits overview,
Infinite Binary Profits training, how to setup Infinite Binary Profits, Infinite Binary Profits home, real
testimonial on Infinite Binary Profits system, Infinite Binary Profits real time trading, start trading with Infinite Binary Profits, Infinite Binary Profits proof, Infinite Binary Profits the truth, Get
Infinite Binary Profits, Infinite Binary Profits Review, InfiniteBinaryProfits.com
submitted by tomwinninghardy to twhREVIEWS [link] [comments]

free bonus no deposit hallmark video

forex no deposit bonus 2019 GET 500$ bonus - YouTube online casino free bonus no deposit ! - YouTube ★FREE $1000★★no deposit bonus codes 2020 - YouTube BEST 5 NO DEPOSIT CASINO BONUS CODES ★★$1000 Free Chips ... FREE MONEY★★Free Chips Casino★★No Deposit Bonus Codes 2018 ...

When you use Hallmark Bonus Code SPOOKY, you will be entitled to a $75 No Deposit Sign up Bonus. On top of that, when you make your first deposit you can claim up to 375% in bonuses plus another $75 Free Chip. Hallmark Casino Free $75 Bonus Offer Spooky Express Bonuses includes: BEST No deposit (nodeposit) 2021 bonus casino offers. EXCLUSIVE FREE CHIPS, freespins, best online no deposit promotions, high roller bonuses. ALL freechips for you! What is the No Deposit Bonus Codes at Hallmark? Hallmark Casino offers new players a $300 Welcome Free Chip using code Welcome 300. All New Hallmark Casino Promotions and Bonuses . Sign-Up Bonus: 250% first deposit bonus up to 900% deposit bonus. Use code HALL250. Re-Deposit Bonus: 900% Deposit Offer. Breakdown is as follows: 250% first deposit bonus using code WIN250; 300% second deposit ... Hallmark Casino $50 No Deposit FREE Chip and 450% Match Bonus plus $100 FREE Chip Take Santa's Shop New Betsoft Game Special Xmas 2020 Promotion. December 18, ... Currently all new players can grab a generous $75 No Deposit Free Chip using the redeem code MONKEY75. And on depositing, new players can get a huge 333% Bonus using the bonus code NEWGAME333. Try Hallmark Casino now and play your favourite casino games with your bonuses! No deposit bonuses are a type of casino bonuses given to players without the need for them to deposit their own money into the casino. Casinos use them as a promotional tool to give new players an incentive to create an account and start playing. No deposit bonuses make it possible to essentially gamble for free, but their values are generally low. Hallmark casino no deposit bonus codes; This casinos gives out No deposit casino bonus codes for existing players and for new players and we are always strive to offer the best exclusive no deposit bonus codes for you, so stay tuned and get the latest casino no deposit bonus codes 2021. Casino no deposit bonus win real money USA. Some of these no deposit casinos offer a fully cashable no ... Is there Secret No Deposit Bonus Codes at Hallmark? No. Hallmark Casino is very generous in offering new players a myriad of bonuses. You can receive a $50 Free Chip No Deposit Bonus (NDB) using code WELCOME50. Is There a Free Money Bonus Code? Yes. There are several of them. They are as follows: Hallmark Casino 2020 No Deposit Bonus $75. Bonus Code: MONKEY75. There are a few different bonuses that players at Hallmark Casino can use including an exclusive $75 no deposit chip, bonus code CBN75. The most interesting one is the sign up bonus. When a new player places the first deposit, they will get a 250% bonus up to $1000. The minimum deposit amount is $50. You will have to use your credit card to “purchase” credits at Hallmark Casino in order to ...

free bonus no deposit hallmark top

[index] [8959] [1919] [9762] [9665] [1755] [3972] [8202] [2589] [7634] [7604]

forex no deposit bonus 2019 GET 500$ bonus - YouTube

Get up to $1000 free chips in one list, no deposit is "FREE CHIPS" get bonus here http://www.takefreebonus.com/free-casino-chips/top-5-no-deposit-bonus-casin... Get Bonus Link http://www.takefreebonus.com/tag/101-to-500/Please note that a no-deposit bonus, in order to walk away with winnings after meeting wagering re... #1 No deposit bonus blog, daily updates, no deposit bonus offers for all casino players. Over 25000 casino bonus codes, no deposit bonus codes, free casinos ПОЛУЧАЙ ФРИ СПИН ПО ССЫЛКЕ!!! http://hottopnow.com/BUR online casino free bonus no deposit, phantasy star online 2 casino graffiti, p 24 online ... ----------------------------Telegram channel ---------------------https://t.me/easyFX4u---------------------------------------------------------------------... No deposit bonus 2018 for 5 best online casino for free. get the bonus here http://www.takefreebonus.com/treasure-mile-grand-eagle-wizbet-mandarin-palace-luc...

free bonus no deposit hallmark

Copyright © 2024 m.top10betsplay.rent